Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Microsoft

Twitter

Here's what to watch when PayPal, Microsoft, and Twitter report their latest quarterly results.

Earnings: 3 Tech Stocks to Watch This Week

PYPL is ripening up as a buy every dollar it falls and this earnings report may just be the reversal this stock needed.

PayPal (PYPL) Earnings After the Bell Wednesday: A Reversal May Be Near

F5 Networks

Xilinx

Here is a sneak peek into how four technology stocks, namely, Microsoft, PayPal, F5 Networks and Xilinx, are poised ahead of their upcoming earnings releases on Oct 23.

Tech Stocks' Earnings Roster for Oct 23: MSFT, XLNX & More

Amazon

Block

These companies are betting on new tech trends and winning.

3 'Top Tech Stocks' to Buy Right Now

PayPal Holdings Inc. has “more catalyst potential than usual” heading into its Wednesday afternoon earnings report as the company gets closer to its eBay contract transition, updates investors on delayed partner implementations that led to a lowered outlook three months back, and potentially provides an early view of its 2020 expectations.

Earnings Outlook: PayPal earnings: Expect ‘more catalyst potential than usual’

PayPal's (PYPL) strengthening product and services portfolio is likely have positively impacted third-quarter 2019 results.

Will PayPal (PYPL) Q3 Earnings Gain on Portfolio Strength?

While the digital-payment specialist should report strong results, these factors will impact the bottom line.

Several Wildcards Will Impact PayPal's Q3 Earnings

Chipotle

Ford Motor Company

Tesla

Advanced Micro Devices

eBay

Snap

Now that the third-quarter earnings reporting season is has kicked off, many more major companies will be sharing their results in the coming weeks.

Amazon, Chipotle, Ford, Tesla, Twitter and More Major Earnings Coming This Week

Visa

These payment providers are leading the assault on cash, but only one can be the better buy.

Better Buy: PayPal Holdings vs. Visa

PayPal (PYPL) third-quarter 2019 results are anticipated to reflect portfolio strength. However, losses from investments in MercadoLibre and Uber have weighed on the results.

What's in the Offing for PayPal's (PYPL) Earnings in Q3?

Venmo announced today its plans to launch its first-ever credit card. The card is being issued partnership with Synchrony, already the issuer behind Venmo parent company PayPal’s Extras Mastercard and Cashback Mastercard, in an expanded relationship.

Venmo to launch its first credit card in 2020

PayPal Holdings said its Venmo money-transfer service will launch a credit card in 2020, joining Apple as a new entrant.  PayPal will partner with Synchrony Financial.

PayPal Stock Rises On Venmo Credit Card Launch, Earnings Due Next Week

PayPal is partnering with Synchrony Financial to launch a credit card for Venmo users.

PayPal is launching a Venmo credit card to help monetize the payment app

Apple

Alphabet

Mastercard

Fintech Stocks For Your Portfolio Of The Future

As a long-term investment, very few opportunities rival PayPal stock. That said, the payments processor has embroiled itself in distracting troubles ahead of Q3, which doesn’t generate nearer-term confidence.

Distractions Ahead of Q3 Makes PayPal Stock Risky

PayPal stock is a winner, and it's trading at a discount to its growth prospects, so now looks like a great time to buy. 
The post 3 Big Reasons Why You Should Consider Buy PayPal Stock At $100 appeared first on InvestorPlace.

3 Big Reasons Why You Should Consider Buy PayPal Stock At $100

Mastercard Inc. MA, +0.76% and eBay Inc. EBAY, +1.63% said Friday that they were withdrawing from Facebook Inc.

Mastercard and eBay will exit Facebook's Libra, following PayPal

PayPal's share price has been rising, and strong fundamentals make the company's long-term prospects look appealing.

Is Now the Right Time to Invest in PayPal?

Look for PayPal to make further inroads into China's digital payments market despite U.S. trade friction, says one analyst, who speculates on deals with Alipay or Tencent's WeChat Pay.

PayPal Stock: WeChat Pay, Alipay Key To China Market Opportunity

Paypal (PYPL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Paypal (PYPL) to Report Q3 Results: Wall Street Expects Earnings Growth

AMTD International Inc

Bristol-Myers

Johnson Controls

Morgan Stanley

Nokia

A weak start for stocks in October will create good entry points for growth investors. Here are seven of the best prospects to look at.

7 of the Best Stocks to Buy for Growth Investors

PayPal Holdings Inc. (NASDAQ: PYPL) has said that it will pull out of Facebook Inc.

Is There More to Come After PayPal Pulls Out of Libra Association?

The coalition Facebook (FB) formed to create its cryptocurrency project named Libra is starting to unravel.

Facebook's (FB) Libra Project in Question After PayPal (PYPL) Withdraws

Payments company becomes first to withdraw from controversial digital project

PayPal pulls out of Facebook's Libra cryptocurrency

PayPal has sold off from recent highs allowing investors and opportunity to invest in the payments juggernaut.

News for PayPal Stock (PYPL)