PagSeguro Digital

PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers banking services through the PagBank mobile app; and Free PagSeguro digital account, which centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem. It also offers online gaming and cross-border digital services. In addition, the company offers functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, and point of sale app. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. Additionally, the company engages in the in-person payment activities through POS devices; and issuance of prepaid cards for spending or withdrawing account balances. It also operates an online platform that facilitates peer-to-peer lending. The company was founded in 2006 and is headquartered in São Paulo, Brazil

Earnings data Q4 2020

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

PagSeguro Digital reports record Q4 earnings amidst strategic growth

PagSeguro Digital (PAGS) delivered strong financial results in Q4 2022, with record EPS, revenue growth, and operational efficiency.
The company's strategic focus on payments, financial services, and client base diversification positions it well for sustained growth.
Challenges include managing client base decline, pricing strategies, and financial expenses amidst changing interest rates.
Opportunities lie in SMB benefits, cross-selling, PagBank growth, and margin improvements through interest rate changes and productivity enhancements.

PagSeguro Digital reports robust Q1 performance amidst strategic shifts

PagSeguro Digital's Q1 2023 performance reflects strong financials, strategic brand convergence, and risk management focus.
While facing challenges like increased marketing expenses and interchange fee impacts, the company is poised for growth.
Opportunities lie in expanding secured products mix, enhancing asset quality, and navigating through economic cycles with a balanced portfolio.
Overall, PagSeguro's disciplined cost control, positive EBITDA, and focus on sustainable returns position it well for future success.

PagSeguro Digital (PAGS) reports robust Q2 performance and eyes revenue growth opportunities

PagSeguro Digital (PAGS) delivered a strong performance in Q2 2023, showcasing resilience, growth, and strategic focus. While facing challenges in optimizing costs and addressing churn, the company is well-positioned to capitalize on opportunities for revenue growth and market expansion. With a solid financial foundation and a clear growth strategy, PagSeguro remains optimistic about its future prospects.

PagSeguro Digital achieves record Q3 earnings, eyes SMB growth

PagSeguro Digital's Q3 performance showcased record net income and revenue growth, with a focus on new technologies and product offerings. Despite challenges such as potential interest rate cuts, the company remains optimistic about Q4 and aims to sustain mid-teens TPV growth. Opportunities lie in SMB growth, market share expansion, and capital allocation strategies.

PagSeguro Digital achieves record earnings, eyes growth amidst challenges

PagSeguro Digital's 2023 performance reflects resilience and growth amidst challenges, with a focus on financial strength and market expansion.
Strategic strengths lie in diversified business models, stable financial management, and a customer-centric approach, positioning the company for sustained success.
Challenges include competitive intensity, margin pressures from decreasing interest rates, and limitations in certain payment segments, requiring strategic adaptation.
Opportunities for growth stem from market outperformance potential, revenue diversification through new services, and expansion into emerging payment segments.

PagSeguro Digital achieves record Q2 results amidst growth opportunities

PagSeguro Digital's Q2 2024 showcased exceptional financial results, with record revenues and net income.
The company's focus on balancing growth and profitability through strategic investments positions it for sustained success.
Despite challenges in managing profitability drivers, opportunities in LMEC growth and credit portfolio evolution are promising.
Strengthening Active Merchants and optimizing funding sources present avenues for future growth and efficiency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PagSeguro Digital Ltd. is engaged in the provision of financial technology solutions focused on consumers, individual entrepreneurs, micro-merchants, small companies and medium-sized companies in Brazil. Its business model covers the following pillars: Multiple digital payment solutions; In-person payments via POS devices that sell to merchants; Free digital accounts; Issuer of prepaid cards to clients for spending or withdrawing account balances, and Operating as an acquirer. The company was founded in 2006 and is headquartered in Sau Paulo, Brazil.

PagSeguro Digital Ltd. (PAGS) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why PagSeguro Digital Ltd. (PAGS) Could Beat Earnings Estimates Again

The stock price of PagSeguro (NYSE: PAGS) fell by 4.46% in the most recent trading session. This is why.

PAGS Stock: 4.46% Decrease Explanation

PagSeguro acts in a very attractive growth context. It also has a powerful near-term catalyst, which should favor its profitability.

There Are Good Reasons To Buy PagSeguro, But P/E Is Higher Than It Seems

AppLovin Corp

Marathon Digital Holdings

Pagaya Technologies Ltd

Stratasys

The most oversold stocks in the information technology sector presents an opportunity to buy into undervalued companies.

Most Oversold Stocks In The Information Technology Sector: AppLovin, PagSeguro Digital And More

Brookfield Asset Management

dLocal Ltd

Fulgent Genetics

Alphabet

Lumentum Holdings

Molson Coors Brewing

Investors who avoided losing money this year are positioned to consider stocks that are strong conviction buys. An investment idea earns that level of faith when management demonstrates a consistent history of leadership.

My Top 7 Strong Conviction Buys for 2023

StoneCo

PagSeguro and StoneCo are often compared as they are both disrupting the Brazilian financial industry successfully over the last decade. They have both achieved an 11% market share of TPV payments volume within a decade. Nevertheless, they have different business models.

PagSeguro Vs. StoneCo: Comparing 2 Successful Brazilian Fintechs That Have Been Decimated

The Brazilian fintech reported strong revenue growth but a disappointing bottom line.

Why PagSeguro Plunged Today

PagSeguro Digital Ltd. (NYSE:PAGS ) Q3 2022 Earnings Conference Call November 22, 2022 5:00 PM ET Company Participants Eric Oliveira - Investor Relations and ESG Director Ricardo Dutra - Chief Executive Officer, UOL Group Alexandre Magnani - Chief Executive Officer Artur Schunck - Chief Financial Officer Conference Call Participants Mario Pierry - Bank of America Bryan Keane - Deutsche Bank Domingos Falavina - JP Morgan Neha Agarwala - HSBC Tito Labarta - Goldman Sachs Jeff Cantwell - Wells Fargo Josh Siegler - Cantor Fitzgerald Kaio Prato - UBS Geoffrey Elliot - Autonomous Soomit Datta - New Street Research Operator Good evening.

PagSeguro Digital Ltd. (PAGS) Q3 2022 Earnings Call Transcript

PagSeguro Digital Ltd. (PAGS) delivered earnings and revenue surprises of 9.09% and 1.45%, respectively, for the quarter ended September 2022.

PagSeguro Digital Ltd. (PAGS) Beats Q3 Earnings Estimates

Based on DCF analysis, the fair value of the company is $17.61 per share. The e-commerce market in Brazil is growing, which is positive for PagSeguro.

PagSeguro: It's Time To Buy On The Dip

MercadoLibre

Results from Brazil's highly anticipated presidential election came in earlier today.

Why Shares of MercadoLibre, StoneCo, and PagSeguro Digital Rose Today

Summit Materials

PagSeguro Digital Ltd., LKQ Corp and Summit Materials Inc. seem to be underestimated by the market.

3 Stocks That Look Like Bargains

PAGS has a strong history of profitable growth, yet, has fallen ~75% from its peak in August 2021, and trades at just 18 times 2021 earnings. A big catalyst for PAGS would be Brazilian interest rates peaking, removing the biggest cost headwind of the last 18 months.

PagSeguro: Buy Before Interest Rates Peak In Brazil

PAGS is reporting impressive growth trends as it captures market share with its payments platform and digital financial services. Improving macro indicators from Brazil highlight a positive operating environment, supporting an upside to earnings estimates.

PagSeguro: Latam Fintech Leader Ready To Breakout

PagSeguro Digital Ltd. (PAGS) was a big mover last session on higher-than-average trading volume.

Strength Seen in PagSeguro Digital Ltd. (PAGS): Can Its 22.9% Jump Turn into More Strength?

PagSeguro Digital Ltd. (PAGS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report.

PagSeguro Digital Ltd. (PAGS) Earnings Expected to Grow: Should You Buy?

As the 5th largest merchant acquirer in Brazil, we analyzed its diversification into the digital banking market with its PagBank. In terms of its user base, we forecasted its 5-year average growth rate of 24.7% supported by its high downloads and app ratings.

PagSeguro: Digital Banking On The Rise

The Brazilian fintech's earnings gave investors pause over its ultimate profitability.

Why PagSeguro Cratered Today

PagSeguro Digital Ltd. (NYSE:PAGS ) Q1 2022 Earnings Conference Call June 8, 2022 5:00 PM ET Company Participants Éric Oliveira - Investor Relations & ESG Director Ricardo Dutra - Co-Chief Executive Officer Alexandre Magnani - Co-Chief Executive Officer Artur Schunck - Chief Financial Officer Conference Call Participants Mario Pierry - Bank of America Bryan Keane - Deutsche Bank Pedro Leduc - Itaú BBA Jeff Cantwell - Wells Fargo Neha Agarwala - HSBC Kaio Prato - UBS Sheriq Sumar - Evercore ISI Tito Labarta - Goldman Sachs Soomit Datta - New Street Research Operator Good evening.

PagSeguro Digital Ltd. (PAGS) CEO Ricardo Dutra on Q1 2022 Earnings Conference Call - Earnings Call Transcript

PagSeguro Digital Ltd. (PAGS) delivered earnings and revenue surprises of 0% and 4.84%, respectively, for the quarter ended March 2022.

PagSeguro Digital Ltd. (PAGS) Q1 Earnings Match Estimates

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is PagSeguro Digital (PAGS) a Great Value Stock Right Now?

Adyen NV

PAGS vs. ADYEY: Which Stock Is the Better Value Option?

PAGS vs. ADYEY: Which Stock Should Value Investors Buy Now?

With no news, investors can finally focus on the company's excellent long-term prospects.

Why PagSeguro Digital Jumped 26% in March

PayPal

Mastercard

Block

Upstart Holdings

Visa

Fintechs are dirt cheap while established credit card and banks are fintechs in disguise that offer the best upside after shares fell. The post 7 Fintech Stocks Set to Rise from the Ashes After PayPal Plunge appeared first on InvestorPlace.

7 Fintech Stocks Set to Rise from the Ashes After PayPal Plunge

In a previous article, I went through the current state of Brazil's small and medium-sized business (SMB) payments industry, with a focus on small business payments processors. Brazil's explosive decade of payments penetration growth led to the rise of innovative players such as PagSeguro Digital Ltd.

News for PagSeguro Digital Stock (PAGS)