Lloyds Banking Group

Bank of Scotland is a commercial and clearing bank based in Edinburgh, Scotland. With a history dating to the 17th century, it is the fifth-oldest surviving bank in the United Kingdom (the Bank of England having been established one year before), and is the only commercial institution created by the Parliament of Scotland to remain in existence. It was one of the first banks in Europe to print its own banknotes and it continues to print its own sterling banknotes under legal arrangements which allow Scottish banks to issue currency.

Bank of Scotland

Lloyds Banking Group Plc is a financial services company, which engages in the provision of banking and financial services. It operates through the following segments: Retail, Commercial Banking, Insurance and Wealth, and Other. The Retail segment offers broad range of financial service products, including current accounts, savings, mortgages, motor finance and unsecured consumer lending to personal, and small business customers. The Commercial Banking segment provides a range of products and services such as lending, transactional banking, working capital management, risk management and debt capital markets services to SMEs, corporates, and financial institutions. The Insurance and Wealth segment focuses on the insurance, investment, and wealth management products and services. The Other segment refers to income and expenditure not attributed to the group’s financial reporting segments. These amounts include those arising from the group’s equities business, residual net interest income after transfer pricing, and certain gains from gilt sales. The company was founded by George Truett Tate in 2009 and is headquartered in London, the United Kingdom.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NatWest Group plc 

Lloyds Banking Group PLC (LSE:LLOY) and NatWest Group PLC (LSE:NWG) are among the European top picks of the investment research team at Barclays following fourth-quarter and full-year results from the sector. Both are rated 'overweight' with Lloyds valued at 65p a share and NatWest 330p.

Lloyds and NatWest remain top sector picks leading banking research team

Annual results from Lloyds Banking Group PLC (LSE:LLOY) saw the shares fall in early trading before surging higher from late morning, with investors and analysts seeing several positives in the numbers.  On the downside, profits fell in the fourth quarter, but were in line with expectations despite a £450 million provision to cover potential costs of a motor finance probe from the Financial Conduct Authority.

Lloyds shares surge as motor finance issue splits analysts

Lloyds Banking Group PLC (LYG) Q4 2023 Earnings Call Transcript

Lloyds Banking launched a $2.5 billion share buyback after its profits rose in the fourth quarter despite lower income and a higher provision.

Lloyds Banking To Start Buyback After Profit Beat

Lloyds Banking Group PLC (LSE:LLOY) profits declined in the fourth quarter of 2023 and it made a £450 million provision to cover potential costs of a motor finance probe, but the dividend was hiked 15% and a £2 billion share buyback is planned after a strong year.  The UK's largest lender reported underlying pre-tax profits of £1.75 billion for the final quarter of the year, down 14% from the third quarter but in line with City estimates.

Lloyds makes motor finance provision, but £2bn buyback planned

Lloyds Banking Group reported a 57% jump in annual profit for 2023 on Thursday, as Britain's faltering economy and a charge for potential costs from a regulatory review into motor finance failed to put a major dent in its performance.

Lloyds profit jumps, sets aside 450 million pounds for motor finance review

NVIDIA

Rolls-Royce Holdings PLC

Ex-dividends will reduce FTSE 100 by a meaty 16.40 points on Thursday morning but will be overshadowed quickly in the rush of big-name company announcements and reaction to Nvidia overnight.

Lloyds Bank, Rolls-Royce and Nvidia reaction: Thursday's agenda

NEW YORK--(BUSINESS WIRE)--WHY: Rosen Law Firm, a global investor rights law firm, announces an investigation of potential securities claims on behalf of shareholders of Lloyds Banking Group plc (NYSE: LYG) resulting from allegations that Lloyds may have issued materially misleading business information to the investing public. SO WHAT: If you purchased Lloyds securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

LYG ALERT: ROSEN, A LEADING LAW FIRM, Encourages Lloyds Banking Group plc Investors to Inquire About Securities Class Action Investigation – LYG

Barclays

Large UK lenders have been criticized once again for offering low rates on their easy access savings accounts. According to Moneyfacts, Barclays PLC (LSE:BARC), HSBC Holdings PLC (LSE:HSBA), Lloyds Banking Group PLC (LSE:LLOY), NatWest Group PLC (LSE:NWG), and Banco Santander (LSE:BNC) all offer gross rates of below 2% on savings worth £10,000 in flexible accounts.

Lloyds, NatWest, Barclays slammed again over poor savings rates

HSBC Holdings

InterContinental Hotels Group

The FTSE 100 index jumped by more than 1.50% on Friday after the UK published encouraging retail sales numbers. That report came a day after the latest UK GDP report showed that the economy contracted in the fourth quarter.

FTSE 100 shares in focus: miners, HSBC, Lloyds, IHG, Rolls-Royce, Barclays

After Natwest's bumper profits on Friday it is the turn of Barclays (Tuesday) and Lloyds (Thursday) to see if they can repeat the trick while the giant of the big four quartet, while Asis-focused HSBC, splits the pair on Wednesday. Lloyds is closest to Natwest in structure and the domestic markets it serves, so the good showing from its rival today should bode well.

Can Lloyds, Barclays and HSBC follow up NatWest's profit surge

After Close Brothers' shock scrapping of its dividend this morning, attention will turn to Lloyds Bank when it releases full-year results next week. Mid-tier bank Close decided on the dividend due to the probe into car loan finance currently underway by financial regulator the FCA and what the cost of any redress might be.

Will Lloyds make a car loan provision after Close Bros shock

Lloyds Banking Group PLC (LSE:LLOY) announced that Lord James Lupton will step down from his position as non-executive director, after seven years on the board. Lord Lupton is also, at the same time, leaving his position as chair of Lloyds Bank Corporate Markets Plc (LBCM).

Lloyds Banking Group director Lord Lupton to exit at AGM

Lloyds Banking Group non-executive director Lord Lupton will step down from the board at the next annual shareholder meeting, it said on Thursday.

Lloyds board member Lord Lupton to step down at next AGM

Lloyds (LON: LLOY) share price continued its underperformance this week as the UK published weak inflation numbers. The stock was trading at 41.45p, much lower than the year-to-date high of 48.33p.

Lloyds share price slowly forms a bullish pattern ahead of Feb 22nd

Is the market missing something or are banks just a terrible investment? Russ Mould, AJ Bell's head of investment has crunched the numbers ahead of the start of the bank annual reporting season that kicks off this Friday with NatWest.

Is Lloyds Banking ‘cheap' or just a terrible investment?

Lloyds and a property entrepreneur, who sued the bank for 1.3 billion pounds ($1.6 billion) over allegations of Libor interest rate manipulation and the failure of two real estate firms, have called off a London trial, Lloyds said on Tuesday.

Lloyds, property entrepreneur, settle $1.64 bln London dispute

Lloyds Banking Group PLC (LSE:LLOY) and HSBC Holdings PLC (LSE:HSBA) are expected to lead the sector with strong buybacks and signals for more special shareholder distributions when banks report in the coming weeks.  Reporting for the sector season starts with NatWest Group PLC (LSE:NWG) next Friday, 16 February, then continues the week after with Barclays PLC on Tuesday, HSBC on Wednesday, Lloyds on Thursday and Standard Chartered PLC (LSE:STAN) is the last of the blue-chip lenders on Friday 23.

Lloyds and HSBC to impress with shareholder returns at earnings season - analyst

Banco Santander

Both banks deny helping Tehran-controlled oil firm PCC to move money in breach of sanctions

Lloyds and Santander accused of providing accounts for Iranian front companies

Lloyds has reached an "agreement in principle" with a property entrepreneur over a 1.3 billion pound ($1.64 billion) lawsuit that turned on the alleged manipulation of benchmark Libor interest rates and the failure of two real estate firms.

Lloyds reaches agreement in principle over $1.64 bln London claim

Shares of Banco Santander and Lloyds Banking Group dropped after a report that Iran used the two banks to evade sanctions.

Santander, Lloyds shares fall on report Iran used banks to evade sanctions

Lloyds Banking Group PLC (LSE:LLOY) and Santander wre used by Iran to covertly move money around the world as part of a vast sanctions-evasion scheme backed by Tehran's intelligence services, according to a report Monday. Lloyds and Santander UK provided accounts to British front companies secretly owned by a sanctioned Iranian petrochemicals company based near Buckingham Palace, according to documents seen by the Financial Times.

Lloyds Banking Group used by Iran to evade sanctions - FT

Lloyds Bank (LON: LLOY) share price continued its sell-off on Monday as it became the worst-performing FTSE 100 company. The shares plunged to a low of 41.07p on Monday, its lowest point since November as concerns about its business escalated.

Here's why the Lloyds share price is being shredded

Shares in Santander and Lloyds fell after the Financial Times reported that Iran used accounts from two of the UK's biggest banks to covertly move money around the world as part of a vast sanctions-evasion scheme backed by Tehran's intelligence services.

Shares in Santander, Lloyds fall after report Iran used banks' accounts to evade sanctions

Lloyds Banking Group PLC (LSE:LLOY) is at the cusp of a potential uplift, according to a recent analysis by UBS. European banks “look cheap” against historic levels and UK banks “look cheap” compared to European banks, UBS analyst Jason Napier said in a note.

News for Lloyds Banking Group Stock (LYG)