Lloyds Banking Group

Bank of Scotland is a commercial and clearing bank based in Edinburgh, Scotland. With a history dating to the 17th century, it is the fifth-oldest surviving bank in the United Kingdom (the Bank of England having been established one year before), and is the only commercial institution created by the Parliament of Scotland to remain in existence. It was one of the first banks in Europe to print its own banknotes and it continues to print its own sterling banknotes under legal arrangements which allow Scottish banks to issue currency.

Bank of Scotland

Lloyds Banking Group Plc is a financial services company, which engages in the provision of banking and financial services. It operates through the following segments: Retail, Commercial Banking, Insurance and Wealth, and Other. The Retail segment offers broad range of financial service products, including current accounts, savings, mortgages, motor finance and unsecured consumer lending to personal, and small business customers. The Commercial Banking segment provides a range of products and services such as lending, transactional banking, working capital management, risk management and debt capital markets services to SMEs, corporates, and financial institutions. The Insurance and Wealth segment focuses on the insurance, investment, and wealth management products and services. The Other segment refers to income and expenditure not attributed to the group’s financial reporting segments. These amounts include those arising from the group’s equities business, residual net interest income after transfer pricing, and certain gains from gilt sales. The company was founded by George Truett Tate in 2009 and is headquartered in London, the United Kingdom.

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Lloyds Banking Group beat profit expectations for the first quarter on Wednesday, as the bellwether lender was buoyed by interest rate rises despite Britain's tough economic outlook.

Britain's Lloyds beats Q1 profit forecasts

Lloyds Banking Group PLC (LSE:LLOY) beat City expectations reporting a 46% increase in first quarter profit as net income jumped continuing to benefit from the higher interest environment. The high street lender said net income climbed 15% to £4.7bn in the three months to March 31 from £4.03bn a year prior while statutory pre-tax profit improved to £2.26bn from £1.54bn.

Lloyds Banking Group profit jumps 46% beating City forecasts

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Ahead of the Fed policy decision later in the day, Lloyds Banking Group PLC (LSE:LLOY) wraps up the FTSE 100 bank reporting season this coming Wednesday, with its shares having dropped 2.5% in the week running up to the release as investors digest numbers from its peers. Like many of its peers, the bank's management warned they expect interest margins to drop in the first quarter, but analysts reckon this was conservative and some are also seeing scope for buybacks.

Lloyds, Flutter and Barratt earnings due on Wednesday

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The FTSE 100 index has wavered in the past few weeks as investors waited for the upcoming financial statements from key companies. The index was trading at £7,860 on Friday, a few points below last month's high of £7,928.

FTSE 100 index forecast ahead of BP, Shell, IAG, IHG, Lloyds earnings

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Unilever PLC (LSE:ULVR) and very likely rivals such as Nestle S.A. (OTC:NSRGF, VTX:NESN) and Danone (OTCQX:DANOY) are expected to keep on hiking prices into 2023, according to Barclays.

What the brokers say: Tesco, Ocado, Lloyds, BP, Flutter and more

Lloyds, Britain's biggest domestic bank, said on Friday it will repay an 'Additional Tier 1' (AT1) bond in June, the latest sign of a market recovery after a Swiss decision to write down such debt as part of the rescue takeover of Credit Suisse.

Britain's Lloyds to repay AT1 debt as market recovers from Credit Suisse shock

Lloyds Banking Group PLC (LSE:LLOY) wraps up the FTSE 100 bank reporting season this coming Wednesday, with its shares having dropped 2.5% in the week running up to the release as investors digest numbers from its peers. Closest rivals Barclays and NatWest reported strong figure, with income, margins and profits up.

Lloyds expected to wrap up banking season with reassuring update

Banco Santander

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UK banks NatWest, Lloyds and Barclays fell ahead of the release of quarterly results later this week and next as numbers from rival Santander UK were weaker than expected, with higher costs, credit impairment charges and provisions. The UK arm of Spain's Banco Santander (LSE:BNC) still reported 11% growth in total operating income to £1.31bn and an 11% rise in profit before tax to £547mln.

Santander UK 'weaker' first-quarter numbers send rival bank shares lower

Lloyds (LON: LLOY) share price could jump sharply in 2023 even as the economic crisis in the UK continues. The stock, which was trading at 48p on Tuesday, could jump by double-digits, according to City analysts.

Lloyds share price has been upgraded by analysts: don't buy it yet

Lloyds Banking has received a hefty 58% price target upgrade from Jefferies, which sees scope for larger buybacks and better margins in 2023. The US bank has raised its share price estimate to 77p on base case estimates, keeping its investment rating at ‘buy'.

Lloyds get hefty upgrade from Jefferies on buy back potential

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Upcoming results from FTSE-listed high street banks will be monitored for excess profits after some have been told to get a move on by the City regulator after being too slow to raise interest rates on their savings accounts, while also penalising loyal customers in comparison with newcomers. Standard Chartered PLC (LSE:STAN) kicks off bank results season next Wednesday, followed by Barclays PLC on 27 April and NatWest Group PLC (LSE:NWG) on 28 April.

Upcoming results from Lloyds, NatWest under scrutiny as banks profiting from interest rate rises, say MPs

Lloyds Banking Goup PLC is Citi's favoured UK banking play after reviewing the sector ahead of first quarter numbers. The broker expects the focus to again be on net interest margins (NIM) following conservative 2023 guidance by UK domestic banks and the recent move down in Fed forward curves.

Lloyds is Citi's preferred UK banking pick

Lloyds (LON: LLOY) share price dropped sharply on Thursday even after the encouraging UK GDP numbers. The shares dropped to a low of 47.95p, which was ~11.20% below the highest point this year.

Lloyds share price target lifted ahead of bank earning season

Lloyds Banking Group PLC (LSE:LLOY)'s estimates have been tweaked by analysts at RBC Capital Markets which continues to see plenty of upside in the stock. The broker has updated its model following the restatement of Lloyds' accounts, which now incorporate the actual impact of the IFRS 17 accounting standard on financial year 2022 historical data.

Lloyds Bank estimates tweaked by RBC which keeps 70p target

Lloyds (LON: LLOY) share price has risen in the past three straight weeks as concerns about the banking sector eased. The stock jumped by more than 1% on Thursday after the strong house price index (HPI) data, which we wrote about here.

Here's why the Lloyds share price is bouncing back: is it a buy?

Prudential

Lloyds Banking Group PLC (LSE:LLOY), Intertek Group PLC (LSE:ITRK), Melrose International PLC, Prudential PLC and WPP PLC are among the blue-chip names among the updated top picks list from UBS analysts, despite a UK macroeconomic backdrop that is less than inspiring. Following on from note at the start of 2023 on analysts' top-conviction selections, the investment bank research team asked sector analysts to reassess their 'top picks' and 'avoids' for the UK market.

Lloyds and Prudential among new top picks from UBS as 'value offsets expected earnings decline'

Lloyds Banking Group and NatWest both announced they will be closing roughly 80 high-street branches between them this year. FTSE 100 Lloyds said it would be closing 26 of its branches, alongside nine Halifax locations and two Bank of Scotland sites, which both fall under the Lloyds Banking Group remit.

Lloyds and NatWest to close 80 high street banks this year

Bink, a fintech startup backed by Lloyds Banking Group PLC (LSE:LLOY) and Barclays PLC (LSE:BARC), has secured a £9mln financial safety net which can see it survive until at least the first quarter of 2024, according to a Sky News report. Loyalty Angels, the holding company that owns Bink, has reportedly secured £7.5mln of funding commitments from its existing investors and they agree further underwrite another £1.5mln of investment, the Sky report said.

Lloyds and Barclays backed Bink secures funding safety net

The UK banking sector was in disarray once again on Friday with Barclays PLC (LSE:BARC) leading the charge lower. Lloyds Banking Group PLC (LSE:LLOY), HSBC PLC and NatWest PLC were also on the decline.

Lloyds, Barclays off sharply as analysts give their verdict on UBS/Credit Suisse deal

HSBC Holdings

Lloyds Banking Group PLC (LSE:LLOY), HSBC Holdings PLC (LSE:HSBA), Barclays PLC (LSE:BARC) and NatWest Group PLC (LSE:NWG) made an additional £7bn in 2022 on the back of interest rate rises, according to trade union Unite. Unite slammed the ‘big four' UK banks for treating Bank of England interest rate hikes “as a licence to pick the pockets of householders across Britain,” rather than passing the extra money on by raising their own rates for depositors.

UK big banks rake in £7bn extra from 2022 rate hikes – report

Deutsche Bank

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European bank stocks plunged hard on Friday as investors continued to derisk following the collapse of Credit Suisse and several other banks in the United States. These equities also plunged after their credit default swaps (CDS) dropped, signaling that investors are afraid about the industry.

NatWest, Lloyds, Barclays, ING retreat as Deutsche Bank shares dive

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Much has changed since the last update in September, with banks now hogging many of the top spots. Bank shares have gone down in the last couple of weeks and their dividend yields have gone up, because several banks have recently failed.

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UK bank shares jumped higher on Tuesday as assurances from the US Treasury Secretary and UK chancellor about their continued support for the sector sparked a surge of buying. Lloyds, Natwest and Barclays all gained between 5% or 6% as Janet Yellen said the situation in the US is stabilising while reiterating the government there would protect deposits at any smaller bank that runs in to trouble.

LLoyds Bank, NatWest and Barclays all head higher as authorities reiterate support

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Wholesale funding costs are likely to be one of the casualties arising from the Credit Suisse bailout, according to JP Morgan. Bondholders have vented their fury at being treated worse than shareholders following US$17bn worth of AT1 loans being scrubbed as a part of the deal and credit markets are reflecting the uncertainty that decision has caused, said the US bank.

Bank shares rally despite funding warning from JP Morgan

News for Lloyds Banking Group Stock (LYG)