Jack Henry & Associates

Jack Henry & Associates, Inc. is a technology company, which engages in the provision of technology solutions and payment processing services primarily for financial services organizations. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized customer or member information. The Payments segment focuses on secured payment processing tools and services, such automated teller machine, debit and credit card processing services, online and mobile bill pay solutions, and risk management products and services. The Complementary segment offers additional software and services that can be integrated with its core solutions or used independently. The Corporate and Other segments include hardware revenue and costs, as well as operating costs not directly attributable to the other segments. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Earnings data Q3 2021

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Jack Henry reports 6% revenue growth, poised for FedNow rollout

Jack Henry's Q3 2023 earnings call showcased strong revenue growth in core, payment, and complementary solutions businesses, despite challenges in deconversion revenue and cost drivers. The company's focus on capital allocation, resilience, and commitment to new product offerings positions it for future growth. The rollout of FedNow and a robust sales pipeline present significant opportunities for revenue growth and customer benefit.

Jack Henry & Associates reports strong Q2 performance and tech focus

Jack Henry & Associates delivered a strong performance in Q2 2023, driven by revenue growth and notable wins in key segments.
While facing challenges such as deconversion revenue reduction and consumer spending shifts, the company's focus on technology modernization and fraud protection presents opportunities for future growth.
Cost controls, process automation, and stable non-GAAP EBIT showcase Jack Henry's resilience in navigating revenue adjustments.
With a strategic focus on core strengths and emerging opportunities, Jack Henry is poised for continued growth and market leadership in the financial services sector.

Jack Henry & Associates reports strong Q3 earnings and growth opportunities

Jack Henry anticipates full-year GAAP revenue growth for fiscal 2023 to be between 5.5% to 5.9%. Capital allocation priorities include maintaining liquidity, investing in growth, evaluating acquisitions, paying dividends, and stock repurchases. Strong involvement with the FedNow project highlighted, with potential applications in real-time payments discussed.

Jack Henry & Associates reports record Q4 revenue and outlines growth strategies for FY 2024

Jack Henry & Associates delivered strong financial performance in Q4 2023, with record revenue and sales bookings. The company's focus on technology innovation, AI integration, and strategic acquisitions positions it well for future growth.
While facing challenges in quarterly revenue growth and margin fluctuations, Jack Henry & Associates is actively addressing these through strategic investments and a focus on efficiency. Opportunities lie in partnerships with fintech companies, continuous improvement initiatives, and cloud migration.

Jack Henry & Associates (JKHY) reports robust Q1 performance and eyes expansion beyond core base

Jack Henry & Associates (JKHY) delivered a strong performance in Q1 2024, showcasing revenue growth and success in key segments. The company's strategic focus on technology modernization, digital solutions, and client expansion positions it well for future growth. Challenges in free cash flow and competition require continued innovation and effective capital allocation strategies.

Jack Henry & Associates reports 8% revenue growth, appoints new CEO

Jack Henry & Associates (JKHY) showcased solid financial performance with revenue growth and margin expansion, underpinned by successful client acquisitions and technology advancements.
The company faces challenges in managing external factors affecting payments volumes, balancing expense investments for growth, and limited M&A activity for expansion.
However, opportunities in open banking solutions, new revenue streams from technology initiatives, and digital revenue growth present avenues for sustained growth and profitability.

Jack Henry & Associates (JKHY) reports record revenue and core wins, poised for growth

Jack Henry & Associates (JKHY) delivered strong financial performance in Q4 2024, with record revenue and operating income. The company's focus on core wins, technology innovation, and client engagement positions it well for future growth. Analyst inquiries highlighted areas for potential improvement and strategic considerations.

Jack Henry & Associates (JKHY) reports solid Q1 performance and outlook

Jack Henry & Associates (JKHY) demonstrated strong performance and strategic initiatives in Q1 2025, positioning the company for continued growth.
The company's focus on client engagement, innovation, and technology modernization underscores its commitment to long-term success.
With a positive outlook for margin expansion, revenue growth, and client service, Jack Henry & Associates (JKHY) remains well-positioned in the financial technology sector.

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Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Jack Henry & Associates (JKHY) announces that its lending division has collaborated with Bank of Charles Town for automating the latter's commercial lending.

Jack Henry's (JKHY) Lending Platform Gets Selected by BCT

CHARLES TOWN, W.Va., Jan. 5, 2022 /PRNewswire/ -- (OTC:PTBS) – BCT-Bank of Charles Town , also known as The Community's Bank, today announced it will digitize its commercial lending experience through a collaboration with Jack Henry & Associates, Inc. (NASDAQ:JKHY).

BCT-Bank of Charles Town Automates Commercial Lending with Jack Henry

MONETT, Mo., Jan. 5, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that Old Missouri Bank (OMB) selected Jack Henry to provide a modern and open banking platform as part of the bank's expansion.

Old Missouri Bank Selects Jack Henry to Power New Growth and Digital Brand

MONETT, Mo., Jan. 4, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) announced today that Bank of Charles Town (BCT) is collaborating with Jack Henry Lending to digitize its commercial lending experience.

Bank of Charles Town Automates Commercial Lending with Jack Henry

Jack Henry & Associates (JKHY) announces that its digital lending platform has embedded tax return spreading in a bid to expand its reach to banks and credit unions.

Jack Henry (JKHY) Boosts Lending Division With New Capability

MONETT, Mo., Dec. 8, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) announced today that  Jack Henry Lending has embedded tax return spreading into its digital lending platform to streamline and automate the process, increasing efficiencies and reducing loan turnaround time for banks and credit unions.

Jack Henry Lending Automates Tax Return Spreading, Streamlining the Loan Process

MONETT, Mo., Dec. 2, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

Jack Henry Collaborates with Envestnet | Yodlee to Improve Financial Data Access

MONETT, Mo., Nov. 24, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

Jack Henry to Present at Upcoming Investor Conferences in December 2021

MONETT, Mo., Nov. 23, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY), a leading provider of technology solutions and payment processing services primarily for the financial services industry, announced today that its clients represent the majority of financial institutions live on The Clearing House's RTP® network.

Jack Henry's Clients Represent 67% of Financial Institutions on the RTP® Network from The Clearing House

Jack Henry (JKHY) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.

Down 11.9% in 4 Weeks, Here's Why Jack Henry (JKHY) Looks Ripe for a Turnaround

MONETT, Mo., Nov. 11, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ:JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

Jack Henry to Present at Upcoming Investor Conferences

Jack Henry's (JKHY) first-quarter fiscal 2022 results reflect strength across Core, Complementary, Corporate and Payments segments.

Jack Henry (JKHY) Q1 Earnings Beat, Revenues Increase Y/Y

Jack Henry & Associates, Inc. (JKHY) CEO David Foss on Q1 2022 Results - Earnings Call Transcript

Jack Henry (JKHY) delivered earnings and revenue surprises of 2.99% and -0.42%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Jack Henry (JKHY) Beats Q1 Earnings Estimates

Jack Henry & Associates (NASDAQ:JKHY) reported its Q1 earnings results on Monday, November 8, 2021 at 04:00 PM. Here's what investors need to know about the announcement.

Recap: Jack Henry & Associates Q1 Earnings

MONETT, Mo., Nov. 8, 2021 /PRNewswire/ --  First quarter summary: GAAP revenue increased 8% and operating income increased 14% for the quarter compared to the prior-year quarter.

Jack Henry & Associates, Inc. Reports First Quarter Fiscal 2022 Results

MONETT, Mo., Nov. 3, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

Jack Henry & Associates Announces Executive Leadership Retirements

Jack Henry is growing revenues by 8% a year, along with growing margins, as the adoption of private cloud core banking continues. The company operates in the perfect niche for them, medium to small banks, and credit unions, giving them a wide moat for their niche.

Jack Henry: A Big Player In A Small Pond

MONETT, Mo., Nov. 2, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY), a leading provider of technology solutions and payment processing services primarily for the financial services industry, announced today that it is partnering with Early Warning Services, LLC, the network operator behind Zelle®, to make faster payments more readily available for minority-owned depository institutions (MDIs).

Jack Henry and Zelle® Make Faster Payments More Accessible to Minority Communities

MONETT, Mo., Oct. 26, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) a leading provider of technology solutions and payment processing services primarily for the financial services industry, announced today that it will host a live Webcast of its first quarter fiscal year 2022 earnings conference call on November 9, 2021.

Jack Henry & Associates To Provide Webcast Of First Quarter Fiscal Year 2022 Earnings Call

MONETT, Mo., Oct. 26, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

Two Jack Henry Financial Institutions Win 2021 WebAwards

MONETT, Mo., Oct. 12, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

Jack Henry Partners with Open Banking Providers to Enhance Digital Platform

Jack Henry & Associates (JKHY) extends collaboration with Crews Banking for leveraging its lending, digital and core to modernize as well as streamline technology across the organization.

Jack Henry (JKHY) Boosts Client Base Via Partnership With Crews

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MONETT, Mo., Sept. 30, 2021 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) is a leading provider of technology solutions and payment processing services primarily for the financial services industry.

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