Revenue segments as reported by the company.

Premiums

Services

Investment income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits

Operating costs

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Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Humana

Humana Inc. engages in the provision of health insurance services. The firm operates through the following segments: Retail, Group and Specialty and Healthcare Services. The Retail segment consists of products sold on a retail basis to individuals including medical and supplemental plans such as Medicare, and State-based contracts. The Group and Specialty segment contains employer group fully-insured commercial medical products and specialty health insurance benefits marketed to individuals and groups, including dental, vision, military services and other supplemental health & voluntary insurance. The Healthcare Services segment offers services such as pharmacy solutions, provider services, clinical care, predictive modeling and informatics to other Humana businesses, as well as external health plan members, and other employers. The company was founded by David A. Jones, Sr., and Wendell Cherry on August 18, 1961 and is headquartered in Louisville, KY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Humana exceeds earnings expectations, focuses on value-based care growth

Humana's strong financial performance and growth in value-based care position the company well for future success. Addressing audit error rates, uncertainties around RADV, and managing costs are key challenges. Opportunities in recruiting, revenue growth, and strategic partnerships offer avenues for further growth.

Humana exceeds Q1 expectations, eyes industry growth amidst challenges

Humana's strong Q1 performance and strategic decisions position it well for growth
Challenges like rate disruptions and Medicaid redeterminations require close monitoring
Opportunities in industry growth, member engagement, and benefit enhancements ahead
Commitment to long-term goals and high-quality service evident in company's outlook

Humana meets Q2 expectations, eyes growth in MA platform

Humana's Q2 performance met expectations with a focus on MA platform growth and disciplined investments.
Challenges include higher utilization in Medicare Advantage and broad-based medical cost trends.
Strategic benefits adjustments and competitive positioning present opportunities for growth and margin expansion.
Expectations for 2024 include maintaining market share, offsetting costs, and achieving strong membership growth.

Humana surpasses Q3 earnings expectations, eyes $37 EPS target

Humana's Q3 performance exceeded expectations, with strong membership growth and strategic initiatives driving future profitability.
While facing challenges in benefit ratios and regulatory changes, Humana remains focused on achieving long-term financial targets.
The company's commitment to operational excellence, membership growth, and pricing actions positions it for sustained success.
Strategic partnerships and risk management efforts showcase Humana's resilience and adaptability in a dynamic healthcare landscape.

Humana faces challenges from rising costs but eyes long-term growth

Humana's Q4 2023 earnings call highlighted challenges from increased medical costs and utilization trends impacting financial performance and outlook.
Despite disappointments in short-term results, the company remains confident in the long-term attractiveness of the Medicare Advantage sector.
Strategic efforts to restore margins, address utilization drivers, and engage with providers reflect a proactive approach to managing industry dynamics.
Balancing profitability with membership growth through benefit adjustments and pricing actions is crucial for Humana's sustainable financial performance.

Humana reports solid Q1 performance, eyes margin recovery in 2025

Humana's Q1 2024 earnings call highlighted a strong start to the year, challenges in the industry for 2025, and a focus on margin recovery and growth opportunities. The company remains confident in its outlook, emphasizing pricing discipline and maintaining a strong value proposition in the market.

Humana surpasses Q2 expectations, addresses cost pressures for growth

Humana's Q2 2024 performance exceeded expectations, driven by strong Medicare business and growth in Medicaid and primary care segments.
Challenges such as medical cost pressures were addressed through mitigation measures, while opportunities lie in strategic initiatives and long-term planning.
The company's focus on value, disciplined cost management, and operational efficiency position it well for sustained growth and value creation.

Humana surpasses Q3 expectations, eyes growth through efficiency and investments

Humana's Q3 performance exceeded expectations, with a focus on balancing earnings and investments. The company is strategically positioned to drive growth through membership expansion and operational efficiency. Challenges include managing costs and understanding market dynamics, with opportunities in improving Stars ratings and expanding senior care services.

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Cost of revenue

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Humana Inc. engages in the provision of health insurance services. It operates through the Insurance and CenterWell segments. The Insurance segment consists of Medicare benefits, marketed to individuals or directly via group Medicare accounts, as well as contract with CMS to administer the Limited Income Newly Eligible Transition, or LI-NET, prescription drug plan program and contracts with various states to provide Medicaid, dual eligible demonstration, and Long-Term Support Services benefits, which refer to as state-based contracts. The CenterWell segment represents payor-agnostic healthcare services offerings, including pharmacy dispensing services, provider services, and home services. The company was founded by David A. Jones, Sr., and Wendell Cherry on August 18, 1961 and is headquartered in Louisville, KY.

UnitedHealth Group

Humana Inc.'s stock HUM tumbled 14% Wednesday, swept up in the downdraft created by UnitedHealth Group Inc.'s UNH disclosure that its senior clients are catching up on hip and knee surgeries that were delayed by the COVID pandemic, boosting costs for insurers. The stock led S&P 500 decliners, as Oppenheimer said if the trend is widespread, Humana may be most exposed as it it has a larger Medicare Advantage presence.

Humana leads S&P 500 decliners after UnitedHealth says seniors are catching up on pandemic-delayed surgeries

Humana (HUM) secures a contract from the OHCA and is likely to provide improved health outcomes for Medicaid members of Oklahoma.

Humana (HUM) Wins Contract to Serve Oklahoma's Medicaid Members

Humana has experienced industry-leading growth in its Medicare Advantage franchise, averaging a 10.8% compound annual growth rate over the last five years, and generated over $10 billion in levered free cash flow in the last 12 months. The company recently won a significant contract with the Defense Health Agency of the U.S. Department of Defense, potentially adding around $70 billion in revenues over the next nine years and gaining exposure to 4.6 million beneficiaries. Humana's strong balance sheet, growing cash position, and commitment to share buybacks and dividends make it an attractive long-term investment, with the current valuation at a fair price.

Humana: Margin Expansion Supported By Growing Memberships

OKLAHOMA CITY--(BUSINESS WIRE)--Leading health and wellness company Humana Inc. (NYSE: HUM) has been recommended by the Oklahoma Health Care Authority (OHCA) to deliver health care coverage to Medicaid beneficiaries across the state, anticipated to start in early to mid-2024. Humana's Medicaid division, Humana Healthy Horizons, will administer the coverage in Oklahoma. Through SoonerSelect, the Oklahoma Medicaid managed care program – focused on Temporary Assistance for Needy Families, the Chil.

Oklahoma Health Care Authority Announces Intent to Award Humana Contract to Serve Medicaid Beneficiaries

Cigna

Centene

Molina Healthcare

The Medical-HMO industry is witnessing growth in customer base and an active M&A strategy. However, high technology expenses and medical personnel shortage raise concerns.

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Humana's (HUM) CenterWell business focuses on providing a better healthcare experience through clubbing primary care, home health and pharmacy services.

Humana (HUM) Arm Reaches 250 Senior Primary Care Facilities

Cigna (CI) and Humana (HUM) are well-positioned to expand in the promising HMO space. Let's try to find out which one fares better via comparative evaluation.

CI or HUM: Which HMO Stock is Better Placed at the Moment?

DexCom

Elevance Health Inc

Exact Sciences

Eli Lilly

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Walgreens

National retail pharmacy giant Walgreen Co has asked a U.S. judge to vacate an arbitrator's award of more than $642 million to Humana Health Plan Inc in a drug-pricing dispute, calling the "staggering" sum the result of a "miscarriage of justice."

Walgreens fights 'staggering' $642 mln arbitration award to Humana

These partnerships will equip Humana (HUM) with the means to deploy advanced clinical programs that can reduce hospitalizations for the members.

Humana (HUM) Teams Up With DME Entities to Boost Home Solutions

LOUISVILLE, Ky.--(BUSINESS WIRE)--Humana to partner with two national Durable Medical Equipment organizations.

Humana to Partner with Two National Durable Medical Equipment Organizations

LOUISVILLE, Ky. & NORTH PALM BEACH, Fla.--(BUSINESS WIRE)--Humana and Longevity Health partner to expand access to Special Needs Plans for Medicare beneficiaries in more than a dozen states.

Humana and Longevity Health Partner to Expand Access to Special Needs Plans for Medicare Beneficiaries

LOUISVILLE, Ky.--(BUSINESS WIRE)--Humana Inc. (NYSE: HUM) announced today that Bruce D. Broussard, President and Chief Executive Officer, and Susan M. Diamond, Chief Financial Officer, will make a presentation to investors at the BofA Securities Healthcare Conference on Tuesday, May 9, 2023, at 8:40 a.m. Pacific time. A live audio webcast of the presentation will be available via Humana's Investor Relations page at humana.com. The company suggests webcast participants sign on approximately 15 m.

Humana Inc. to Present at the BofA Securities 2023 Healthcare Conference

Although the revenue and EPS for Humana (HUM) give a sense of how its business performed in the quarter ended March 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Humana (HUM) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Humana: Leadership In Medicare Advantage Underpins Recession-Resilient Value.

Humana: Leadership In Medicare Advantage Underpins Recession-Resilient Value

Humana Inc. (HUM) Q1 2023 Earnings Call Transcript.

Humana Inc. (HUM) Q1 2023 Earnings Call Transcript

Humana (HUM) expects adjusted EPS to be at least $28.25 in 2023, up from the previous guidance of $28 per share.

Humana (HUM) Q1 Earnings Beat on Growing Membership & Premiums

Humana Inc. HUM, the healthcare company that specializes in Medicare insurance, said Wednesday it had net income of $1.614 billion, or $9.87 a share, in the first quarter, up from $1.220 billion, or $7.29 a share, in the year-earlier period. Adjusted per-share earnings came to $9.38, ahead of the $9.27 FactSet consensus.

Humana posts stronger-than-expected Q1 earnings and raises guidance

Humana Inc raised its annual adjusted profit forecast on Wednesday after lower medical costs in the firm's government-backed health insurance business helped it beat profit estimates for the first quarter.

Insurer Humana lifts profit view as medical costs drop in govt plans

4 Reasons I Am Considering Adding Humana To My Portfolio.

4 Reasons I Am Considering Adding Humana To My Portfolio

LOUISVILLE, Ky.--(BUSINESS WIRE)--Humana Inc. (NYSE: HUM) today reported consolidated pretax results and net earnings per share (EPS) for the quarter ended March 31, 2023 (1Q23) versus the quarter ended March 31, 2022 (1Q22) as noted in the tables below. Consolidated income before income taxes and equity in net earnings (pretax results) In millions 1Q23 (a) 1Q22 (b) Generally Accepted Accounting Principles (GAAP) $1,614   $1,220   Amortization associated with identifiable intangibles 18   19  .

Humana Reports First Quarter 2023 Financial Results; Raises Full Year 2023 Financial Guidance

Agilon Health

Cano Health

Viatris

Growing patient volumes, admissions, health awareness and technological improvement in the first quarter are likely to have aided healthcare players like Humana (HUM), Viatris (VTRS), agilon health (AGL) and Cano Health (CANO).

4 Healthcare Stocks Poised to Beat Q1 Earnings Estimates

Assetmark Financial Holdings Inc

ICF International

Marcus

Riley Exploration Permian

The crux of safe investment lies in choosing a company that is not burdened with debt as a debt-free stock is almost impossible to find. You may buy MCS, AMK, HUM, REPX and ICFI.

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Gilead Sciences

Johnson & Johnson

Moderna

Pfizer

The United States healthcare system includes two sectors: public endeavors like Medicare and Medicaid and private health insurance companies. Healthcare stocks represent a significant section of the U.S. economy, with many medical companies included in indexes like the S&P 500.

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Humana (HUM) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

News for Humana Stock (HUM)