Citizens

Citizens, Inc. is a holding company, which engages in the provision of insurance and reinsurance services. It operates through the Life Insurance and Home Service Insurance segments. The Life Insurance segment primarily issues ordinary whole life insurance and endowment policies in U.S. dollar-denominated amounts to foreign residents. The Home Service Insurance segment focuses on the life insurance needs of the middle- and lower-income markets. The company was founded by Harold Eugene Riley in 1969 and is headquartered in Austin, TX.

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AUSTIN, Texas , Nov. 28, 2022 /PRNewswire/ -- Citizens, Inc. ("Citizens" or the "Company") (NYSE: CIA), a diversified financial services company providing life, final expense, and limited liability property insurance, today announced that it has entered into a white-label partnership with The Titan Agency ("Titan"), an independent insurance agency specializing in end-of-life products and services, to market and sell Citizens' newly developed life and final expense insurance products with the Titan brand. This partnership highlights the growing demand for customized life insurance solutions, and Citizens' ability to develop tailor-made products to support the needs of agents and customers.

Citizens, Inc. Announces White-label Product Distribution Partnership with Titan Life

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Net loss of $5.1 million, or $0.10 per share, compared to a net loss of $2.8 million, or $0.06 per share, in the third quarter of 2021 Adjusted operating income of $0.2 million, compared to adjusted operating loss of $4.9 million in the third quarter of 2021 Total claims and surrenders continue to improve, declining 3.4% year-over-year New products continue to gain traction across both the Life Insurance and Home Service Insurance segments AUSTIN, Texas , Nov. 4, 2022 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA), today reported financial results for the third quarter ended September 30, 2022. Net loss for the third quarter of 2022 totaled $5.1 million, or $0.10 per fully diluted class A share, compared to a net loss of $2.8 million, or $0.06 per fully diluted class A share, in the prior year quarter.

Citizens Reports Third Quarter 2022 Financial Results

AUSTIN, Texas , Nov. 3, 2022 /PRNewswire/ -- Citizens, Inc. ("Citizens"), has launched its new corporate website. The Citizens site will be a corporate site for the holding company as well as all its subsidiaries.

CITIZENS, INC. LAUNCHES NEW CORPORATE WEBSITE

Champion Iron Limited (OTCQX:CIAFF) Q2 2023 Earnings Conference Call October 27, 2022 8:30 AM ET Company Participants Michael Marcotte - Senior Vice President, Corporate Development and Capital Markets David Cataford - Chief Executive Officer Michael O'Keeffe - Executive Chairman Alexandre Belleau - COO Donald Tremblay - CFO Conference Call Participants Alexander Jackson - RBC Capital Markets Gordon Lawson - Paradigm Capital Craig Hutchison - TD Securities Dalton Baretto - Canaccord Genuity Stefan Ioannou - Cormark Securities Lucas Pipes - B. Riley Securities Jacques Wortman - Laurentian Bank Operator Good day, ladies and gentlemen, and welcome to the Champion Iron Limited Second Quarter Results of the Fiscal Year 2023 Conference Call.

Champion Iron Limited (CIAFF) Q2 2023 Earnings Call Transcript

AUSTIN, Texas , Oct. 17, 2022 /PRNewswire/ -- Security Plan Life Insurance Company ("Security Plan"), a subsidiary of Citizens, Inc. (NYSE: CIA) announces the launch of its first Business to Business Claims Portal (B2B Claims Portal). The portal is now fully accessible to all funeral homes needing to file or access a claim, providing them with 24/7, real time access to our claims system.

SECURITY PLAN ANNOUNCES LAUNCH OF B2B CLAIMS PORTAL

Net loss of $3.5 million, or $0.07 per share, compared to net income of $5.0 million, or $0.10 per share, in the second quarter of 2021 Adjusted operating income of $1.4 million, an improvement compared to adjusted operating income of $0.7 million in the second quarter of 2021 New products continue to gain traction across both the Life Insurance and Home Service Insurance segments Total claims and surrenders continue to improve, declining 8% year-over-year General expenses decreased by $1.1 million or 10% year-over-year AUSTIN, Texas , Aug. 4, 2022 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA), today reported financial results for the second quarter ended June 30, 2022. Net loss for the second quarter of 2022 totaled $3.5 million, or $0.07 per fully diluted class A share, compared to net income of $5.0 million, or $0.10 per fully diluted class A share, in the prior year quarter.

Citizens Reports Second Quarter 2022 Financial Results

Champion Iron Limited (OTCQX:CIAFF) Q1 2023 Earnings Conference Call July 28, 2022 8:30 AM ET Company Participants Michael Marcotte - Senior Vice President, Corporate Development and Capital Markets David Cataford - Chief Executive Officer Michael O'Keeffe - Executive Chairman Conference Call Participants Craig Hutchison - TD Bank Lucas Pipes - B. Riley Securities Gordon Lawson - Paradigm Capital Alex Jackson - RBC Capital Brian MacArthur - Raymond James Jacques Wortman - Laurentian Bank Operator Good morning, ladies and gentlemen and welcome to the Champion Iron Limited First Quarter Results of the Fiscal Year 2023 Conference Call.

Champion Iron Limited (CIAFF) CEO David Cataford on Q1 2023 Results - Earnings Call Transcript

AUSTIN, Texas , July 14, 2022 /PRNewswire/ -- Citizens National Life Insurance Company ("Citizens National"), a subsidiary of Citizens, Inc. (NYSE: CIA) announces its expansion into Texas with its Critical Illness Coverage product. After launching in Florida, Citizens National set its sights on expanding to allow more policyholders to have access to this important coverage product.

CITIZENS NATIONAL EXPANDS CRITICAL ILLNESS PRODUCT TO TEXAS

AUSTIN, Texas , May 10, 2022 /PRNewswire/ -- Citizens, Inc. ("Citizens" or the "Company") (NYSE: CIA), today announced that its Board of Directors has unanimously authorized a new share repurchase program under which the Company may repurchase up to $8 million of its outstanding shares of Class A common stock. "This share repurchase program demonstrates the Board's confidence in our strategic direction and our ability to deliver long-term value for shareholders," said Citizens' Vice Chairman, President and CEO Gerald W.

Citizens Authorizes New $8 Million Share Repurchase Program

Q1 2022 Net Loss of $1.3 million, a $2.2 million Improvement Compared to Q1 2021 Q1 2022 Renewal Premiums Increased 2% Year-Over-Year to $36 million, Driven by Growth Across Life Insurance and Home Service Insurance Segments Q1 2022 Total Claims and Surrenders Decreased 7% Year-Over-Year $1.7 billion of Total Assets at March 31, 2022 with No Debt Book Value per Class A Share at March 31, 2022 of $3.91 AUSTIN, Texas , May 5, 2022 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA), today reported financial results for the first quarter ended March 31, 2022. Net loss for the first quarter of 2022 totaled $1.3 million, or $0.03 per fully diluted class A share, an improvement compared to net loss of $3.6 million, or $0.07 per fully diluted class A share, in the prior-year quarter.

Citizens Reports First Quarter 2022 Financial Results

AUSTIN, Texas , March 22, 2022 /PRNewswire/ -- Citizens, Inc. ("Citizens" or the "Company") (NYSE: CIA), has appointed Gateway Group, Inc. ("Gateway"), a leading strategic financial communications and capital markets advisory firm, to manage its new investor relations program. Gateway and Citizens are partnering to create and implement a comprehensive strategic communication and outreach program.

Citizens Appoints Gateway to Lead New Investor Relations Program

Q4 2021 net income increased to $38.1 million, compared to $1.5 million in Q4 2020; full year net income increased to $36.8 million compared to $11.0 million loss in 2020 Q4 2021 renewal premiums increased 4% year-over-year to $44.7 million, driven by growth across Life Insurance and Home Service Insurance segments Q4 2021 total claims and surrenders decreased 17% year-over-year Total assets of $1.9 billion at December 31, 2021 with no debt Book value per class A share at December 31, 2021 of $6.41 increased 20% and 8%, respectively, from September 30, 2021 and December 31, 2020 AUSTIN, Texas, March 11, 2022 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today reported financial results for the quarter and year ended December 31, 2021. Net income for the fourth quarter of 2021 totaled $38.1 million, or $0.77 per diluted class A share, an improvement compared to $1.5 million, or $0.03 per fully diluted class A share, in the prior-year quarter.

Citizens Reports Fourth Quarter and Full Year 2021 Financial Results

AUSTIN, Texas, Jan. 21, 2022 /PRNewswire/ -- Citizens National Life Insurance Company ("Citizens National"), a subsidiary of Citizens, Inc. (NYSE: CIA) announces the launch of its new Critical Illness Coverage product. This will be Citizens National's third product launched in the past 12 months.

CITIZENS NATIONAL ANNOUNCES LAUNCH OF CRITICAL ILLNESS PRODUCT

AUSTIN, Texas, Dec. 21, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today announced that Gerald W. Shields has been appointed Chief Executive Officer effective on January 1, 2022.

CITIZENS ANNOUNCES GERALD W. SHIELDS AS NEW CHIEF EXECUTIVE OFFICER

AUSTIN, Texas, Dec. 1, 2021 /PRNewswire/ -- Security Plan Life Insurance Company ("Security Plan"), a subsidiary of Citizens, Inc. (NYSE: CIA) announces the launch of its new Critical Illness Coverage product. Security Plan's new Critical Illness Coverage product pays benefits directly to the policyholder assist with added expenses in the event of a qualifying critical illness.

Security Plan Announces Launch Of Critical Illness Product

AUSTIN, Texas, Nov. 4, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today announced Q3 2021 financial results showing ($0.06) loss per share, a $0.10 improvement over the prior year. The increase is boosted by lower operating expenses due to the Change-in-Control expenses in 2020 and higher realized gains this year, partially offset by higher hurricane losses and adverse mortality during the third quarter due partly to the continuing COVID-19 pandemic.

Citizens Announces Q3 2021 Financial Results

AUSTIN, Texas, Aug. 5, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today announced Q2 2021 financial results showing $0.10 earnings per share, a $0.12 increase over the prior year.  The significant improvement is driven by higher realized gains and was positively impacted by higher premium revenue in the quarter due to focused sales campaigns and lower sales in the prior year as a result of the impact of the COVID-19 environment.

Citizens Announces Q2 2021 Financial Results

AUSTIN, Texas, Aug. 2, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) announces the appointment of three new board members, effective August 1, 2021, demonstrating a continued commitment to Board diversity and an inclusive culture. The new members bring years of insurance experience to the Board, each from a different perspective, bringing unique expertise to enhance the Board's ability to effectively oversee the Company's business operations and guide management's efforts to achieve long-term strategic objectives.

Citizens Announces Three New Board Members

AUSTIN, Texas, July 13, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today announced that Sheryl Kinlaw has been appointed Chief Legal Officer, reporting directly to Gerald W. Shields, Vice-Chairman of the Board and interim CEO, effective immediately.

Citizens Announces Sheryl Kinlaw As New Chief Legal Officer

AUSTIN, Texas, July 1, 2021 /PRNewswire/ -- Security Plan Life Insurance Company (SPLIC), a subsidiary of Citizens, Inc. (NYSE: CIA) recently announced a new product and new services that capitalizes upon Citizens' long history of selling insurance in the United States. SPLIC has been in the insurance market since 1948, bringing a range of insurance products with its unique value proposition to our Home Service market, particularly Louisiana, Mississippi, and Arkansas.

Citizens Welcomes Security Plan Plus™ To The Offerings For Louisiana, Mississippi, And Arkansas

AUSTIN, Texas, June 7, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) announced that its shareholders approved the Company's say-on-pay proposal for the first time in three years. The Company has taken steps to enhance its executive compensation program, demonstrating its continued commitment to adopt market best practices and align company goals with shareholder expectations.

Citizens Shareholders Approve Say-On-Pay

AUSTIN, Texas, May 27, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today again demonstrated a continued commitment to Board diversity by announcing that the Board has voted to expand the size of the Board from nine to ten directors. This expansion leaves three openings on the Board.

Citizens Board Committed To Advance Diversity

AUSTIN, Texas, May 5, 2021 /PRNewswire/ -- Citizens, Inc. (NYSE: CIA) today announced Q1 2021 financial results showing a loss per share of ($0.07). Despite an ongoing complex COVID-19 environment and continuing legal expenses associated with the Company's change-in-control, results were consistent with the prior year.

Citizens Announces Q1 2021 Financial Results

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