Revenue segments as reported by the company.

Net earned premiums

Net investment income

Net investment gains (losses)

Other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits and claims, net

Acquisition and operating expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Aflac

Aflac, Inc. is a holding company. engages in the provision of financial protection services. It operates through the followings segments: Aflac Japan and Aflac United States (U.S.). The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Aflac reports robust Q4 earnings, eyes growth in Japan and U.S.

Aflac's Q4 2022 earnings call showcased strong financial performance, with a focus on growth in both Japan and the U.S. The company emphasized capital deployment, digital transformation, and strategic initiatives to drive future success. Challenges in the financial industry were acknowledged, with a clear focus on addressing them through transformative efforts.

Aflac drives growth with new products in Japan and U.S.

Aflac's Q1 performance showcased strong growth initiatives, prudent capital management, and a focus on customer-centric strategies in Japan and the U.S.
While facing short-term challenges like increased expense ratios and potential interest rate impacts, the company is well-positioned to capitalize on opportunities like product launches and market developments.
Overall, Aflac's earnings call highlighted a resilient business model, commitment to innovation, and confidence in its future growth prospects.

Aflac reports robust Q2 earnings, eyes growth through strategic partnerships

Aflac's Q2 2023 earnings call highlighted strong performance in Japan and the U.S., with a focus on cancer insurance and persistency improvement. The company aims to drive growth through prudent financial management and strategic partnerships.

Aflac reports robust Q3 earnings, eyes growth amidst market challenges

Aflac's Q3 performance showcased strong sales growth, financial resilience, and strategic capital management.
While facing challenges in the real estate market and regulatory landscape, the company is well-positioned to capitalize on growth opportunities.
Emphasis on product value, brand strength, and innovation underpin Aflac's competitive edge and customer-centric approach.
With a focus on operational efficiency, risk management, and market readiness, Aflac is poised for sustainable growth and value creation.

Aflac achieves record earnings in 2023, eyes growth opportunities

Aflac delivered record earnings in 2023, driven by strong sales growth in Aflac Japan and Aflac U.S., while maintaining a focus on liquidity and capital strength.
The company faces challenges related to commercial real estate exposure and COVID's impact on sales operations in Japan, requiring cautious guidance and strategic adaptation.
Opportunities lie in the U.S. pet insurance market, recruitment of customer-centric sales agents, and improving expense efficiency to drive profitability and operational effectiveness.
Aflac's strategic focus on underwriting discipline and expense management positions it well for sustained growth and profitability, despite facing capital management complexities.

Aflac reports robust Q1 earnings, eyes growth opportunities in Japan and U.S.

Aflac's Q1 performance showcases strong financial results, disciplined underwriting, and strategic focus on growth opportunities in both Japan and the U.S. Despite challenges in agent recruiting, the company is well-positioned to capitalize on positive market shifts and drive future sales through diverse channels.

Aflac reports resilient Q3 performance with strong sales growth

Aflac's Q3 performance showcased resilience with strong sales growth in Japan and the U.S., despite a reported loss on a U.S. GAAP basis.
The company's emphasis on prudent capital management and financial stability underpins its ability to navigate challenges and capitalize on growth opportunities.
Analysts' inquiries highlighted areas of interest and potential focus for Aflac to address operational efficiency, competitive dynamics, and strategic growth initiatives.
Overall, Aflac's strategic focus on diversified insurance offerings and solid capital position positions it well for sustained growth and value creation.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Paul Amos and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Aflac (AFL) just announced a healthy 17.9% dividend increase. AFL's P/E ratio is historically low right now indicating an opportunity to get a fair deal on the stock.

Brand New Aflac Dividend Raise Makes Me Quack

COLUMBUS, Ga., Nov. 18, 2020 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today announced that its Board of Directors has declared the first quarter dividend of $0.33 per share, payable on March 1, 2021, to shareholders of record at the close of business on February 17, 2021. This...

Aflac Incorporated Announces 17.9% Increase in the First Quarter 2021 Dividend

Initiatives to grow its U.S. segment, strong capital position and cost-saving efforts poise Aflac (AFL) for growth.

Aflac (AFL) Rides on U.S. Business Growth, Cost-Control Moves

At the end of February we announced the arrival of the first US recession since 2009 and we predicted that the market will decline by at least 20% in ( Recession is Imminent: We Need A Travel Ban NOW ). In these volatile markets we scrutinize hedge fund filings to get a reading on which direction each stock might be going. In this article, we will take a closer look at hedge fund sentiment towards AFLAC Incorporated (NYSE:AFL).

Was The Smart Money Wrong About AFLAC Incorporated (AFL)?

Prudential Financial

This article compares the profitability and valuation of two top North American insurers, Aflac and Prudential, over the past 20 years and projects the next 10. Of the two, Aflac looks like the profitability "tortoise" while Prudential looks like a relative "hare." Aflac's dividend growth is steadier and backed by higher quality earnings.

Aflac Vs. Prudential: Own The Duck, Not The Rock

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"S&P 500® Dividend Aristocrats measure performance of S&P 500 companies that have increased dividends every year for 25 consecutive years."---us.spindices.com. The 65 Aristocrats of November 2020 represent ten of eleven Morningstar Sectors (no Technology). Broker targeted-top-ten net-gainers ranged 19.36%-45.91% topped by XOM & CVX 11/3/20.

65 November Dividend Aristocrats

Aflac (AFL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

What Makes Aflac (AFL) a New Buy Stock

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Should Value Investors Buy Aflac (AFL) Stock?

COLUMBUS, Ga., Nov. 2, 2020 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that its insurance subsidiaries American Family Life Assurance Company of Columbus (Aflac of Columbus) and American Family Life Assurance Company of New York (Aflac of New York) have completed the...

Aflac Completes Acquisition of Group Benefits

Trupanion

COLUMBUS, Ga. and SEATTLE, Oct. 29, 2020 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL), a Fortune 200 company that helps provide protection to more than 50 million people in Japan and the U.S., and Trupanion, Inc. (Nasdaq: TRUP), a leader in medical insurance for cats and dogs, are...

Aflac and Trupanion Announce Distribution Alliance and Investment

Aflac (AFL) CEO, Daniel Amos on Q3 2020 Results - Earnings Call Transcript

Aflac's (AFL) third-quarter results reflect higher revenues, partly offset by high costs.

Aflac's (AFL) Q3 Earnings Beat Estimates, Revenues Up Y/Y

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We seem to be in the throes, possibly only the beginning of a COVID-19 dip. This is thrilling, if only for investors - horrible for the population. It is made more intense by the upcoming US election as well as the seeming impossibility of a new stimulus plan before the election.

Buy These 8 Dividend-Paying Companies

Aflac (AFL) delivered earnings and revenue surprises of 24.11% and 3.40%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

Aflac (AFL) Q3 Earnings and Revenues Top Estimates

COLUMBUS, Ga., Oct. 27, 2020 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its third quarter results. Total revenues were $5.7 billion in the third quarter of 2020, compared with $5.5 billion in the third quarter of 2019. Net earnings were $2.5 billion, or $3.44 per...

Aflac Incorporated Announces Third Quarter Results, Reports Third Quarter Net Earnings of $2.5 Billion, Results Reflect a Benefit from New Tax Regulations, Declares Fourth Quarter Cash Dividend

Altria

Coronavirus cases around the globe are rising, especially in Europe. This could pressure global economies, as lockdowns are more likely. Some countries in Europe have already enacted such measures again.

COVID Surges Again: Here Are 7 Resilient, Low-Risk Dividend Aristocrats To Prepare Your Portfolio

Aflac's (AFL) Aflac Japan and U.S. segments are expected to have seen strained revenues in Q3 due to COVID-19-led business disruption.

Will Aflac (AFL) Maintain its Beat Streak in Q3 Earnings?

COLUMBUS, Ga., Oct. 20, 2020 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will release third quarter financial results after the market closes on October 27, 2020. At that time, earnings materials, including the third quarter 2020 earnings release and Financial...

Aflac Incorporated to Release Third Quarter Results on October 27, 2020

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Better pricing and underwriting practice, product repositioning and sturdy capital will help these insurers outperform Q3 earnings estimates.

7 Insurers Poised to Beat Estimates This Earnings Season

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Investor sentiment has shifted to a protective stance under the context of ever-rising tensions between the U.S. and China. In this environment, investors should consider stocks to buy now from a list of stable dividend aristocrats.

8 Dividend Aristocrat Stocks to Buy Now

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We are now finished with 3/4 of the year and we are heading into a presidential election that is causing the stock market to be significantly volatile.

Dividend Income Summary: Lanny's September 2020 Summary

Aflac (AFL) struggles with a weak operating landscape and business inconsistencies in the Japan segment.

Aflac (AFL) Drops 28% YTD: Will It Make a Comeback Soon?

Automatic Data Processing

Cisco Systems

In May, we introduced Dividend Radar, a weekly auto-generated spreadsheet of dividend growth stocks with dividend increase streaks of at least five years.

Finding Undervalued Dividend Growth Stocks Using Dividend Radar's New Added Value Metrics

COLUMBUS, Ga., Oct. 1, 2020 /PRNewswire/ -- Aflac, a leading provider of supplemental insurance and products in the U.S., today celebrated its 65-year commitment to be there in people's time of need, releasing its 2019 Corporate Social Responsibility (CSR) Report, "Investing Today for a...

'Investing Today for a Better Tomorrow': Aflac Releases 2019 Corporate Social Responsibility Report

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News for Aflac Stock (AFL)