Revenue segments as reported by the company.

Net earned premiums

Net investment income

Net investment gains (losses)

Other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits and claims, net

Acquisition and operating expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Aflac

Aflac, Inc. is a holding company. engages in the provision of financial protection services. It operates through the followings segments: Aflac Japan and Aflac United States (U.S.). The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Aflac reports robust Q4 earnings, eyes growth in Japan and U.S.

Aflac's Q4 2022 earnings call showcased strong financial performance, with a focus on growth in both Japan and the U.S. The company emphasized capital deployment, digital transformation, and strategic initiatives to drive future success. Challenges in the financial industry were acknowledged, with a clear focus on addressing them through transformative efforts.

Aflac drives growth with new products in Japan and U.S.

Aflac's Q1 performance showcased strong growth initiatives, prudent capital management, and a focus on customer-centric strategies in Japan and the U.S.
While facing short-term challenges like increased expense ratios and potential interest rate impacts, the company is well-positioned to capitalize on opportunities like product launches and market developments.
Overall, Aflac's earnings call highlighted a resilient business model, commitment to innovation, and confidence in its future growth prospects.

Aflac reports robust Q2 earnings, eyes growth through strategic partnerships

Aflac's Q2 2023 earnings call highlighted strong performance in Japan and the U.S., with a focus on cancer insurance and persistency improvement. The company aims to drive growth through prudent financial management and strategic partnerships.

Aflac reports robust Q3 earnings, eyes growth amidst market challenges

Aflac's Q3 performance showcased strong sales growth, financial resilience, and strategic capital management.
While facing challenges in the real estate market and regulatory landscape, the company is well-positioned to capitalize on growth opportunities.
Emphasis on product value, brand strength, and innovation underpin Aflac's competitive edge and customer-centric approach.
With a focus on operational efficiency, risk management, and market readiness, Aflac is poised for sustainable growth and value creation.

Aflac achieves record earnings in 2023, eyes growth opportunities

Aflac delivered record earnings in 2023, driven by strong sales growth in Aflac Japan and Aflac U.S., while maintaining a focus on liquidity and capital strength.
The company faces challenges related to commercial real estate exposure and COVID's impact on sales operations in Japan, requiring cautious guidance and strategic adaptation.
Opportunities lie in the U.S. pet insurance market, recruitment of customer-centric sales agents, and improving expense efficiency to drive profitability and operational effectiveness.
Aflac's strategic focus on underwriting discipline and expense management positions it well for sustained growth and profitability, despite facing capital management complexities.

Aflac reports robust Q1 earnings, eyes growth opportunities in Japan and U.S.

Aflac's Q1 performance showcases strong financial results, disciplined underwriting, and strategic focus on growth opportunities in both Japan and the U.S. Despite challenges in agent recruiting, the company is well-positioned to capitalize on positive market shifts and drive future sales through diverse channels.

Aflac reports resilient Q3 performance with strong sales growth

Aflac's Q3 performance showcased resilience with strong sales growth in Japan and the U.S., despite a reported loss on a U.S. GAAP basis.
The company's emphasis on prudent capital management and financial stability underpins its ability to navigate challenges and capitalize on growth opportunities.
Analysts' inquiries highlighted areas of interest and potential focus for Aflac to address operational efficiency, competitive dynamics, and strategic growth initiatives.
Overall, Aflac's strategic focus on diversified insurance offerings and solid capital position positions it well for sustained growth and value creation.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Paul Amos and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Insurance stocks continue to exhibit relative strength with low volatility. Aflac's valuation and earnings track record show stability and value.

Aflac: Attractive Valuation After A Series Of Earnings Beats

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7 A-Rated Dividend Stocks to Buy for the Long Haul

Company also makes $60,000 contribution to send 10 kids to camp WHEATLEY HEIGHTS, N.Y. , Aug. 9, 2022 /PRNewswire/ -- Aflac and Sunrise Association, delivered My Special Aflac Ducks ® to more than 150 children and families facing childhood cancer today at Sunrise Day Camp – Long Island in Wheatley Heights, New York, and in the following days will make My Special Aflac Duck available to Sunrise campers across the United States.

Aflac & Sunrise Association deliver joy to more than 150 children and families dealing with childhood cancer in Long Island

New products, underwritten by Tier One Insurance Company, help provide protection for individuals and their families when, where and how they need it most COLUMBUS, Ga. , Aug. 4, 2022 /PRNewswire/ -- Aflac Incorporated today announced the introduction of two new consumer-directed products: Aflac Final Expense Whole Life Insurance and Aflac Medicare Supplement Insurance.

Aflac expands consumer-directed portfolio in U.S. with addition of Final Expense Whole Life and Medicare Supplement Insurance

Aflac's (AFL) second-quarter results benefit from increased sales in its U.S. business and lower expenses, partly offset by softness in the Japan business.

Aflac (AFL) Q2 Earnings Beat on Strong U.S. Business, Lower Costs

Aflac, Inc. (NYSE:AFL ) Q2 2022 Earnings Conference Call August 2, 2022 8:00 AM ET Company Participants David Young - VP, IR Daniel Amos - Chairman & CEO Frederick Crawford - President & COO Max Broden - EVP & CFO Koichiro Yoshizumi - Director, Deputy President and Director of Sales and Marketing Bradley Dyslin - Deputy Global Chief Investment Officer Eric Kirsch - EVP, Global CIO & President Teresa White - President, Aflac US Masatoshi Koide - President, CEO & Representative Director, Aflac Life Insurance Japan Ltd. Conference Call Participants Nigel Dally - Morgan Stanley Jamminder Bhullar - JPMorgan Chase & Co. Alexander Scott - Goldman Sachs Group John Barnidge - Piper Sandler & Co. Suneet Kamath - Jefferies Michael Ward - Citigroup Thomas Gallagher - Evercore ISI Ryan Krueger - KBW Erik Bass - Autonomous Research Operator Good morning, and welcome to the Aflac Incorporated Second Quarter 2022 Earnings Conference Call.

Aflac, Inc. (AFL) CEO Daniel Amos on Q2 2022 Results - Earnings Call Transcript

Aflac (AFL) delivered earnings and revenue surprises of 13.18% and 12.30%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Aflac (AFL) Tops Q2 Earnings and Revenue Estimates

COLUMBUS, Ga. , Aug. 1, 2022 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its second quarter results.

Aflac Incorporated Announces Second Quarter Results, Reports Second Quarter Net Earnings of $1.4 Billion, Declares Third Quarter Cash Dividend

Aflac's (AFL) second-quarter results are likely to reflect a decline in total net earned premiums.

Aflac (AFL) to Announce Q2 Earnings: Here's What to Expect

Aflac has been on a blazing-hot earnings streak, exceeding the Zacks Consensus Estimate in 21 consecutive quarters.

Aflac Q2 Preview: Can the Earnings Streak Continue?

Archer-Daniels-Midland Company

Dominion Energy

Con Ed

Emerson Electric

FirstEnergy

Intel

Johnson & Johnson

Kraft Heinz

LCNB

McDonald's

Realty Income Corp

PepsiCo

Pfizer

SPDR Portfolio S&P 500 High Dividend ETF

Target

T. Rowe Price Group

Exxon Mobil

We received $2,818.44 in June dividend income. This was a 21.79% year over year increase. Individual dividend growth stocks paid us $1,686.78. This represented 60% of the total dividend income received. ETFs and mutual funds accounted for 40% of our total dividend income for the month.

Bert's June 2022 Dividend Income Summary

Aflac (AFL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Aflac (AFL) to Report a Decline in Earnings: What to Look Out for

S&P Global

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With inflation clouding economic stability, these best insurance stocks to buy now can help protect you from the monetary storm. The post 7 Best Insurance Stocks to Buy Now appeared first on InvestorPlace.

7 Best Insurance Stocks to Buy Now

AbbVie

Cardinal Health

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General Dynamics

Walmart

The second-quarter gross domestic product (GDP) is likely to end up being negative, as the latest data from the Atlanta Fed's GDPNow tracker predicts real GDP growth of −1.0% as of June 30, down from +0.3% on June 27.

We Are in a Recession: 7 Dividend Aristocrats Are the Best Second-Half Ideas

COLUMBUS, Ga. , July 5, 2022 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will release second quarter 2022 financial results after the market closes on August 1, 2022.

Aflac Incorporated to Release Second Quarter Results and CFO Video Update on August 1, 2022 and Host Webcast on August 2, 2022

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has upgraded the Long-Term Issuer Credit Rating (Long-Term ICR) to “aa” (Superior) from “aa-” (Superior) and affirmed the Financial Strength Rating (FSR) of A+ (Superior) of Aflac Life Insurance Japan, Ltd. (Aflac Japan), American Family Life Assurance Company of Columbus (Omaha, NE), American Family Life Assurance Company of New York (Albany, NY) and Continental American Insurance Company (Omaha, NE). The outlook of the Long-Term ICR has been revised to

AM Best Upgrades Issuer Credit Ratings of Aflac Incorporated and Its Subsidiaries

AMERISAFE

Unum

Higher claims frequency leading to upward pricing pressure, coupled with the adoption of technology, is likely to boost the performance of Zacks Accident and Health Insurance industry insurance players like AFL, UNM, and AMSF.

3 Stocks to Watch From the Prospering Accident & Health Insurance Industry

More than half of men go to the doctor only when they feel sick or have an accident COLUMBUS, Ga. , June 21, 2022 /PRNewswire/ -- Men aren't paying enough attention to their personal health care and they're particularly tight lipped when it comes to mental health, according to the newly released Aflac Men's Health Survey.

Men press snooze on their health care, new survey finds

Patients, families and caregivers treated to a day at the ballpark as kids receive their own My Special Aflac Duck® WASHINGTON, June 19, 2022 /PRNewswire/ -- Highlighting its ongoing commitment to children and families facing sickle cell disease, Aflac, the No. 1 provider of supplemental health insurance in the U.S.1, today announced that the company has made a $100,000 contribution to Children's National Hospital to be used for research and treatment of sickle cell.

Aflac commemorates World Sickle Cell Awareness Day with $100,000 donation to Children's National Hospital for research and treatment enhancements

The Civic 50 list measures corporate involvement in communities COLUMBUS, Ga. , June 16, 2022 /PRNewswire/ -- Illustrating its steadfast commitment to corporate responsibility and operating with purpose, Aflac Incorporated, a leading provider of supplemental health insurance in the U.S., today announced it has been named to The Civic 50 list by Points of Light, the world's largest nonprofit dedicated to accelerating people-powered change.

Aflac named one of 50 most community-minded companies in the US for fifth consecutive year by Points of Light

When inflation is high, dividend stocks account for the majority of the stock market's returns.

Here's 1 Dividend Aristocrat to Buy in June

AFL is a stellar dividend payer with a starting dividend yield of 2.7%. Management continues to reward shareholders with share buybacks yielding close to 5% per year.

Aflac: Fairly Valued With A Dividend Yield Of 2.7%

Aflac has delivered a string of strong quarterly earnings. AFL is 9% below the 12-month high from April.

Good Times For Aflac

Aflac (AFL) reported earnings 30 days ago. What's next for the stock?

News for Aflac Stock (AFL)