ACI Worldwide

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: ACI on Premise and ACI on Demand. The ACI on Premise segment serves customers who manage their software on site. The ACI on Demand segment covers the needs of banks, financial intermediaries, merchants, and corporates who use payments to facilitate their core business. The company was founded in 1975 and is headquartered in Coral Gables, FL.

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ACI Worldwide reports solid 2022 performance, eyes growth in real-time payments

ACI Worldwide's strong performance in 2022, marked by revenue growth, record bookings, and increased repurchase activity, sets a positive trajectory for 2023. The company's strategic focus on real-time payments, geographic expansion, and SaaS offerings underscores a commitment to driving growth and innovation.
Despite challenges in contract negotiations, CEO transition, and margin management, ACI's market position and growth opportunities position it favorably in the evolving payments landscape. Leveraging opportunities in real-time payments, e-commerce trends, and geographic expansion will be key to sustaining growth.
Overall, ACI's emphasis on real-time payments, revenue diversification, and market penetration showcases a proactive approach to addressing market dynamics and customer needs. The company's performance in key segments and outlook for 2023 reflect resilience, adaptability, and a strategic growth mindset.

ACI Worldwide reports mixed Q1 results, eyes long-term growth

ACI Worldwide's Q1 2023 showcased mixed results with revenue growth in some segments and challenges in others, impacting profitability and short-term outlook.
Despite facing hurdles, ACI remains confident in delivering on its long-term growth targets, emphasizing recurring revenue growth and operational efficiency.
The company's strategic wins, global expansions, and involvement in key industry initiatives position it well for future growth and market leadership.

ACI Worldwide reports Q2 results, eyes growth in real-time payments

ACI Worldwide's Q2 performance showed mixed results with revenue decline but strong recurring revenue growth. The company's focus on real-time payments, AI integration, and contract wins in key regions bode well for future growth. Challenges lie in managing overall revenue decline and competitive pressures.

ACI Worldwide posts strong Q3 results, focuses on payment innovation

ACI Worldwide (ACIW) delivered robust Q3 results, driven by revenue growth across segments and a focus on strategic investments.
The company's appointment of a new CTO underscores its commitment to innovation in real-time and intelligent payments solutions.
While facing challenges in certain segments, ACI's strong performance and reiterated guidance signal a positive outlook for future growth.
By capitalizing on opportunities in payment innovation and segment-specific strategies, ACI is poised to navigate challenges and drive continued success.

ACI Worldwide reports solid '23 performance, eyes real-time payment growth

ACI Worldwide's 2023 performance was strong, with growth across key segments and positive financial results.
The company aims to capitalize on market opportunities in real-time payments and expand its customer base.
Challenges include sustaining growth in competitive markets and navigating the evolving landscape of payment solutions.

ACI Worldwide exceeds Q1 expectations, raises guidance amid growth prospects

ACI Worldwide delivered strong Q1 2024 results, driven by robust revenue growth and improved profitability, positioning the company for continued success.
While facing challenges in certain segments, ACI's strategic focus on modernization and growth opportunities in real-time payments sets a positive trajectory for future performance.
With an optimistic outlook and raised full-year guidance, ACI is well-positioned to capitalize on market opportunities and deliver value to shareholders.

ACI Worldwide (ACIW) reports robust Q2 earnings and raises 2024 guidance

ACI Worldwide (ACIW) delivered impressive financial results in Q2 2024, driven by revenue growth across key segments and enhanced operational efficiency.
The company's focus on expanding customer base, strategic initiatives, and improved financial guidance underscore its resilience and growth potential.
While facing challenges in certain segments, ACIW's strong performance, cash flow, and outlook position it favorably for future opportunities and sustained growth.

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ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

Ryvyl Inc

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced a collaboration with RYVYL EU, a leading payments service provider (PSP) and acquirer in Central Eastern Europe (CEE), to help merchants across the region increase revenues through higher transaction conversion rates. RYVYL EU is an EU-regulated electronic money institution based in Sofia, Bulgaria, and is a wholly owned subsidiary of RYVYL Inc. (NASDAQ: RVYL).

ACI Worldwide and RYVYL EU Power Merchant Payments in Central Eastern Europe

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the fourth quarter and full year 2023 on February 29, 2024. Management will host a conference call at 8:30 a.m. Eastern time to discuss these results. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll-free.

ACI Worldwide, Inc. to Release Financial Results for the Fourth Quarter and Full Year Ended December 31, 2023

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that Nepal Clearing House (NCHL), a public limited company under the leadership and guidance of Nepal Rastra Bank (NRB, The Central Bank of Nepal), has chosen the award-winning ACI Enterprise Payments Platform for the establishment and operation of National Payment Switch (NPS) that includes interoperability of card-based transactions (NPS National Card Switch.

Nepal Clearing House Taps ACI Worldwide to Pioneer Card Payment Central Infrastructure

MIAMI & LONDON--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that leading U.K. retailer Co-op has successfully moved its full stack of payments and fraud prevention technology software into ACI's multi-tenant cloud platform hosted in Microsoft Azure. As a strategic technology partner of ACI Worldwide, Co-op uses the full range of solutions offered by ACI Payments Orchestration Platform, including in-store, onlin.

ACI Worldwide To Power Payments for U.K. Retailer Co-op in Cloud

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that the European Payments Council has selected ACI's Daniele Astarita, senior principal solution consultant, for a two-year membership to the Scheme Technical Player Multi-Stakeholder Group (STP MSG), beginning January 1, 2024. Since its inception, the European Payments Council (EPC) Scheme Technical Player Multi-Stakeholder Group has offered full support to t.

ACI Worldwide's Daniele Astarita Selected To Serve on the EPC Scheme Technical Player Multi-Stakeholder Group

MIAMI & BOGOTA, Colombia--(BUSINESS WIRE)--The Central Bank of Colombia, Banco de la República, today announced it is partnering with ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, to build a new domestic real-time payments ecosystem as part of a nationwide banking transformation project. The Central Bank will utilize ACI's Digital Central Infrastructure, part of the award-winning ACI Enterprise Payments Platform to build the Central Infrastruc.

Banco de la República de Colombia and ACI Worldwide Partner to Power Real-Time Payments in Colombia

MIAMI--(BUSINESS WIRE)--Authorized Push Payment (APP) scam losses are on the rise and expected to climb to $6.8 billion — a combined compound annual growth rate (CAGR) of 11% — by 2027 across six leading real-time payment markets (U.S., U.K., India, Brazil, Australia and Saudi Arabia) according to Scamscope, a new report by global payments software company ACI Worldwide and GlobalData, a leading global analytics firm. During the same period, the overall value of real-time transactions is also f.

ACI Worldwide Scamscope Report Finds APP Scam Losses Expected To Hit $6.8 Billion by 2027

MIAMI & MEXICO CITY--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced a partnership with financial technology company Mexipay to boost payment innovation in México. Mexipay, a new fintech player in the México ecosystem, will leverage ACI Enterprise Payments Platform to deploy ISO 20022 real-time payments and other innovative payment services in México. México was an early adopter of real-time payments, with its Sist.

ACI Worldwide and Mexipay to Empower Payment Innovation in México

MIAMI & LAGOS, Nigeria--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, and Interswitch Group, Africa's leading integrated payments and digital commerce company, today announced a new frontier in their 20-year-old relationship which consolidates Interswitch's relationship with ACI from reseller to strategic partner status across multiple markets in the Sub-Saharan Africa region. The partnership will enable banks, fintechs and othe.

Interswitch and ACI Worldwide Consolidate Strategic Partnership to Drive Payments Modernization across Sub-Saharan Africa

ACI Worldwide, Inc (NASDAQ:ACIW ) Q3 2023 Earnings Conference Call November 2, 2023 8:30 AM ET Company Participants John Kraft - SVP of Finance and Strategy Tom Warsop - President and CEO Scott Behrens - CFO Conference Call Participants Alli Heckmann - D.A. Davidson Pallav Saini - Canaccord Genuity Charles Nabhan - Stephens George Sutton - Craig-Hallum Operator Morning.

ACI Worldwide, Inc (ACIW) Q3 2023 Earnings Call Transcript

ACI Worldwide's third-quarter earnings results released Thursday (Nov. 2) showed a boost to the top line, underpinned by its bank segment as financial institutions seek to modernize their operations and ready for real-time payments. During a conference call with analysts, CEO Thomas Warsop noted that revenues were up 21% year on year, to $363 million.

ACI Worldwide's Banking Revenues Gain 42% as Company Sees Accelerating SaaS Demand

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced financial results today for the quarter ended September 30, 2023. “We are pleased to report solid third quarter results,” said Thomas Warsop, President and CEO of ACI Worldwide. “Operational focus helped us exceed our overall financial targets. Our Bank segment continues to show encouraging trends, including 13% adjusted recurring revenue growth, and our Biller segme.

ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended September 30, 2023

ACI Worldwide has appointed Abe Kuruvilla, formerly chief information officer at CoreLogic, as its new chief technology officer (CTO). Kuruvilla's role will involve leading ACI's innovation agenda and optimizing the development and delivery of its software solutions to banks, merchants and billers worldwide, the provider of real-time payments solutions said in a Monday (Oct. 30) press release.

ACI Worldwide Appoints Former CoreLogic CIO Abe Kuruvilla as CTO

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments solutions, today announced the appointment of Abe Kuruvilla as chief technology officer. In this role, Kuruvilla will lead ACI's innovation agenda, optimizing the way the company develops and delivers its industry-leading software solutions globally to banks, merchants and billers. “Abe's appointment comes at a pivotal time for the industry and ACI. We are focused on advancing our leade.

ACI Worldwide Appoints Abe Kuruvilla as Chief Technology Officer

MIAMI--(BUSINESS WIRE)--Global eCommerce transactions are expected to rise 14% from October through December 2023 compared to the same period last year, according to data analysis from millions of eCommerce transactions conducted by ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time digital payments software. Fraud attempts are predicted to grow to 3% of all transactions, with friendly fraud posing the most substantial threat, accounting for 20% of all fraud risks. Friendly fr.

Global eCommerce Transactions Expected To Surge by 14% During 2023 Holiday Season, Friendly Fraud Looms as the Biggest Spoiler

MIAMI & ABU DHABI, United Arab Emirates--(BUSINESS WIRE)--ACI Worldwide, a global leader in mission-critical, real-time payment solutions, today announced that Nymcard, a leading card issuer in the Middle East and Africa (MENA), has enhanced its fraud platform with ACI® Fraud Management™ to better protect its customers from the growing threat of financial fraud. ACI Fraud Management delivers real-time enterprise fraud management capabilities, including advanced machine learning, predictive anal.

Nymcard Partners With ACI Worldwide To Combat Fraud and Financial Crime

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the third quarter of 2023 on November 2, 2023. Management will host a conference call at 8:30 a.m. Eastern Time to discuss these results. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll-free (888) 660-63.

ACI Worldwide, Inc. To Release Third Quarter 2023 Financial Results

ACI Worldwide, Inc. provides payment processing services globally. The company offers a range of software and digital payment solutions to banks, billers, and merchants. ACI Worldwide revenue growth rates are declining and earnings results are worsening.

ACI Worldwide Revenue Growth Rate To Decline While Operating Results Worsen

ACI Worldwide is working with Microsoft to help financial institutions provide faster instant payments. The payments software firm announced the collaboration Tuesday (Sept.

ACI Worldwide and Microsoft Team to Power Real-Time Payments

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced a collaboration with Microsoft to help financial institutions and technical services enable instant payments transactions faster through ACI's Real-Time Payments Cloud (RTPC) platform. Hosted in the Microsoft Azure environment, ACI RTPC is a multi-tenant SaaS platform that provides a payments interface between financial institutions and instant payments infrast.

ACI Worldwide Collaborates with Microsoft to Accelerate Global Move to Real-Time Payments

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced the launch of digital central infrastructure, a single ISO 20022 native solution that bundles digital overlay services with ACI Central Infrastructure. ACI provides tailored consultancy and professional services to plan, design and implement the solution, reducing complexities for customers and simplifying SLA management via a single vendor. ACI's digital centr.

ACI Worldwide Unveils End-to-End Digital Central Infrastructure Solution

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that the U.S. Faster Payments Council (FPC), an industry-led organization committed to advancing safer, faster payments in the United States, has selected ACI's leader of real-time payments in the Americas, Bridget Hall, to serve on the FPC's 2023-2024 Board Advisory Group. The Board Advisory Group advises the FPC Board of Directors and staff, providing externa.

ACI Worldwide's Bridget Hall Selected to Serve on the U.S. Faster Payments Council's 2023-2024 Board Advisory Group

MIAMI--(BUSINESS WIRE)--According to the 2023 ACI Speedpay Pulse report, published by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, 35% of consumers express readiness to switch their bill payment method to achieve faster processing. This shift in consumer behavior can be attributed to the fear of being penalized for late payments among the growing number of people making urgent or same-day bill payments. The ACI Speedpay Pulse report is a consum.

ACI Worldwide Survey Reveals Bill Payment Anxiety Driving Interest in Real-Time Payments

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q2 2023 Earnings Conference Call August 3, 2023 8:30 AM ET Company Participants John Kraft - SVP of Finance and Strategy Tom Warsop - President and CEO Scott Behrens - CFO Conference Call Participants Alli Heckmann - D.A. Davidson Joseph Vafi - Canaccord George Sutton - Craig-Hallum Operator Thank you for standing by.

ACI Worldwide, Inc. (ACIW) Q2 2023 Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced financial results today for the quarter ended June 30, 2023. “We are pleased with our second quarter results, which came in above our expectations,” said Thomas Warsop, President and CEO of ACI Worldwide. “I am particularly pleased with the strength in our recurring revenue in Q2 and for the first half of 2023. We also generated notable profitability improvements as.

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