Margin Rate Comparison Calculator

On Public, you can access the lowest margin rates among leading US brokerages. See how different margin rates can impact your borrowing costs.

Margin BalanceInterest Rate
Up to $50,0005.40%
$50,001 - $100,0005.25%
$100,000 - $1M5.00%
$1M - $10M4.75%
$10M - $50M4.70%
$50M+4.45%

Robinhood
Fidelity
Vanguard
Charles Schwab
E-TRADE
Interactive Brokers Lite

Disclosure: Top and bottom of Public Investing’s margin rate range either matches or is lower than the comparable rates of other leading US brokerages, per their websites, as of 9/18/25. Competitor rates subject to change. In this comparison, “leading US brokerages” are considered to be publicly traded brokerage firms or firms with significant brand recognition and substantial market share.

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