OptimumBank Holdings

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. Its services include savings, deposits, checking, cash management services, business checking, online banking, and ATM networks. The company was founded on March 23, 2004 and is headquartered in Fort Lauderdale, FL.

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Fort Lauderdale, FL, Dec. 06, 2021 (GLOBE NEWSWIRE) -- After completing its best quarter in many years, with the Bank's year-to-date earnings reaching of $2,244K as of September 30, 2021, OptimumBank is excited to announce its entry into the skilled nursing lending space. Chairman Moishe Gubin is pleased to announce the approval of the Bank's first Senior Healthcare Facility loan as part of the Bank's updated strategic plan to address current and future financing needs of the Senior Healthcare Industry.

OptimumBank Holdings, Inc. (OPHC-NASDAQ) OptimumBank (the “Bank”) Announces OptimumBank's Entry into Accounts Receivable Financing to Skilled Nursing Facilities

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank (the “Bank”)

Fort Lauderdale, FL, July 30, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (the “Company”), the parent company of OptimumBank, announced that it has successfully completed the acquisition of all of its remaining trust preferred securities (TruPS) pursuant to its previously announced exchange offer for the TruPS.

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Successful Acquisition of Remaining TruPS

Fort Lauderdale, FL, June 07, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ) (www.OptimumBank.com) (the “Company”), the parent company of OptimumBank, today announced that it has commenced a private offer to exchange (the “Exchange Offer”) its outstanding Trust Preferred Securities, upon the terms and subject to the conditions set forth in the confidential offering memorandum dated June 7, 2021 and related letter of transmittal (together, the “Offering Documents”).

OptimumBank Holdings, Inc. Announces Commencement of Exchange Offer for Trust Preferred Securities

Fort Lauderdale, FL., May 26, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ) I will begin my comments this year similar to last year's comments. I am grateful that we are all healthy and able to be here today. Most of us have seen major changes in our everyday lives. Most of us have lost friends and family members to the Corona Virus. We have seen the way business gets done in many industries change as well. We have also seen how the real estate market has been affected. At the Bank however, we have experienced little change in our operation. What has changed is the acceleration to meet our objectives. Last year, I said that I appreciated the confidence you have in me to lead our Board and help OptimumBank Holdings, Inc. (the “Company”) reach profitability and work towards reaching our singular goal of bringing shareholder returns, while safeguarding the Company's equity. Well, 2020 was the year that we finally reached a core profitability that we are so far past as of the end of the first quarter. Being that we are currently five (5) months into 2021, I wanted to discuss our first quarter numbers and compare some of the numbers to last year's end and last year's first quarter results.

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Comments from the Annual Shareholder Meeting held on May 25, 2021

Fort Lauderdale, FL., May 11, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ)

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank (the “Bank”)

Full Year Results for OptimumBank (the “Bank”)

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces

Fort Lauderdale, FL., Dec. 07, 2020 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ)

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results for OptimumBank (the “Bank”)

Fort Lauderdale, FL, Sept.  10, 2020  (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ)

Midyear Numbers Show Bright Start to 2020

Fort Lauderdale, Fl, May  22, 2020  (GLOBE NEWSWIRE) -- OptimumBank (Sole subsidiary of OptimumBank Holdings, Inc. (NASDAQ:OPHC) Select Call Report Data on 1st Quarter and Month of March Performance for 2020

OptimumBank Holdings, Inc. Announces First Quarter Results for OptimumBank

OptimumBank Holdings, Inc. (OPHC-NASDAQ) – BUILDING ON A NEW FOUNDATION

Fort Lauderdale, FL, Jan.  08, 2020  (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ:OPHC) (www.OptimumBank.com) (the “Company”), the parent company of OptimumBank, today announced that it has completed the private offer to exchange (the “Exchange Offer”) a portion of its outstanding Trust Preferred Securities. The Exchange Offer was made pursuant to the Company’s confidential offering memorandum dated November 27, 2019.

OptimumBank Holdings, Inc. Announces Completion of Exchange Offer for Trust Preferred Securities

Fort Lauderdale, FL, Oct.  03, 2019  (GLOBE NEWSWIRE) -- The last week of August saw the conclusion of several projects undertaken by the Board of OptimumBank (the “Bank”) the subsidiary of OptimumBank holdings (OPHC), and executive management of the Bank. Significantly, the Strategic Plan and forecast for 2019 through 2020 was completed and key objectives clarified. The Strategic Plan was notable since it is the first one since the removal of the consent decree and MOU which allowed for greater scope to be considered beyond increasing profitability. Special focus was given to increasing shareholder value, the introduction of new products and services, branch efficiency and locations, and enhanced mobile banking. With the Bank’s momentum in loan and deposit growth already evident, confidence is high that many of these longer-term objectives will be met.

OptimumBank Holdings, Inc. (OPHC-NASDAQ) – BUILDING ON A NEW FOUNDATION.

Fort Lauderdale, FL,, Sept.  19, 2019  (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (www.OptimumBank.com) (the “Company”), the parent company of OptimumBank, a bank that provides a wide range of consumer and commercial banking services to individuals and businesses, is pleased to announce the Federal Reserve Board (“FRB”) terminated the Written Agreement with the Company.

OptimumBank Holdings, Inc. (OPHC-NASDAQ) – OPTIMUMBANK HOLDINGS INC RELEASED FROM FEDERAL RESERVE BOARD ENFORCEMENT ACTION

Fort Lauderdale, FL., Sept.  05, 2019  (GLOBE NEWSWIRE) -- Optimum Bank Holdings, Inc. (www.OptimumBank.com) (OPHC), the parent company of Optimum Bank, a bank that provides a range of consumer and commercial banking services to individuals and businesses is pleased to provide an update to shareholders following the Annual Shareholder Meeting that was held on August 27, 2019.

OptimumBank Holdings, Inc. Provides Update From Annual Shareholder Meeting

News for OptimumBank Holdings Stock (OPHC)